Mr. Speaker, if I can say so kindly, that really is a half truth. It is correct that there were a few people when the plan was put into place who had not been able to save for retirement. However, in addition to that, governments habitually and for a long period of time charged much less for this program than it cost. Since the hon. member sat on the committee he knows very well that people did not put in even enough to pay for their own pensions until very recently.
Younger Canadians are now being socked with that 30 years of mistake. They will to have to put a lot of money into the plan. They will get very little out in relation to their investment and that is what the hon. member has not said. This is a debate for another day, but I would simply say that the hon. member knows better than what he was just saying.