Mr. Speaker, I agree.
If a family with a very low income needs to borrow a sum as small as $280, it is certain that an additional $10 will perhaps make the difference and enable the family, at the end of the month, to have had the food that they needed. It is not unusual to see this in the poorest families.
The fact that there is a need for companies like these should lead us to ask why there are still poor children and poor families in Canada, when we have been promised so often that there would be no more. I believe that more and more people are being locked into poverty, in a spiral from which they can never escape. They are never able to pay all those charges.
This bill also makes me think that these companies could also profit from people who are compulsive gamblers, for example. Will those people go to these companies and become caught up in the spiral? We must be very careful and try to understand why these companies exist and how we could try to improve the economic situation of families in Canada.