Mr. Speaker, I would like to thank my colleague from Joliette for his very good presentation on this bill. I represent 80,000 people and I often hear comments about how governments tax people's earnings too heavily. I would add that duplication of responsibilities—when both governments are responsible for the same jurisdictions—is another example of unnecessary expenditure.
I understand from my colleague from Joliette's wonderful presentation that in Quebec, the law already provides the kind of protection we are talking about and that the consumer protection bureau is the relevant authority for the types of loans targeted by this bill.
I would like to ask my colleague whether he thinks that the current government is failing to keep its promise to respect the jurisdiction of other levels of government in Canada.