Madam Speaker, while my friend says that employers might pocket the proceeds, under the pooled registered pensions plans, that is not a possibility. It simply cannot happen. That is the nature of a pooled registered pension plan. It is important that we provide this vehicle for those who are in small businesses or who are self-employed so they will be able to have access to it.
I do not hear any compelling argument from the members opposite for why this must be delayed. Why do we need to delay offering this option to Canadians? What we hear from a broad sector, the business sector, small businesses and even from provinces is that this is a good vehicle that they want us to get in place.
Why would we want to delay it any further? What is the benefit of delay and of not making a decision? This is something I have not yet heard articulated.