Mr. Speaker, I see that the member shares my concern about the issue of leadership. Indeed, the government can put measures into legislation so that it can go around the country and say that it wants to play this role, but my concern is about what is in the bill. It is that real sense of commitment that we are looking for. I think that has been lacking from the national government.
There are issues within the financial industry that should be raising flags. People are concerned about interest rates on credit cards, user fees, banking fees and so forth. There is so much more that we could be doing.
I want to emphasize the leadership role of bringing all the stakeholders together. We need something more than just saying, “Here is a bill”. We want to say that we have passed the legislation. We want effective leadership on this particular front. At the end of the day, it saves our consumers, it provides for consumer confidence and it is better for the overall economy if the government is genuine. I just do not necessarily believe that the government is prepared to play that strong national leadership role. That is the biggest concern I have with respect to this bill.