Mr. Speaker, in fact, we work with all of those groups and all of those entities, including the credit card issuers, the consumer groups and the retail groups in Canada, to develop the voluntary code of conduct. It is working, and they tell us it is working. I have told them, time and time again, if there is evidence that it is not working, it will no longer be voluntary; it will be mandatory.
In the House of Commons on October 17th, 2013. See this statement in context.