No, it is not ridiculous. The member is saying that it is ridiculous, but it is not.
Those fees are costing small business a significant amount of revenue at the expense of the consumer and the business. Some businesses actually encourage people not to use their credit cards because it costs them more. That is a fact. It is a reality.
The banks are doing well enough, but they are also getting corporate tax cuts right now. So if we are in a deficit still, according to the Conservative government, then we are still borrowing money to pay for corporate taxes because we do not have a surplus.
That is wrong. That is what I would change.