Mr. Speaker, I will be frank. I cannot speak for rural areas. I do not have a rural area and I do not live in a rural area. It has been a long time since I lived in a rural area. I used to live outside of Brockville, in Athens, not too far from Kingston, but the fact is, I have never been to a machine that has cost me $7 to get cash out. It may exist; I just do not know that it exists. It probably does not exist in Burlington, I think because of competition, as people could go somewhere else for it.
However, the member is making a point in the sense that we need to make sure that people have an understanding about these fees. That white-label machine would not be there if the business did not think it would make money and people would use it. Although a lot of banking can be done online, people have to get their cash from somewhere, so if people stopped using it and had another alternative for their banking, that white-label machine would not exist in that particular location.
We need to do a better job of making sure that consumers make choices, and it is those choices that will force business to change its practices.