Mr. Chair, in Canada, people pay $420 million to withdraw their own money from ATMs. Contrary to what the minister says, it is not free. In the United Kingdom, however, the truth is that 97% of ATMs are free. That is not the case in Canada.
Credit card debt is a big problem in Canada. Can the minister tell us the aggregate unpaid balance that Canadians are carrying on their Visas and MasterCards?