The Conservatives did introduce a code of conduct, Mr. Speaker, but it is a voluntary code of conduct, and that voluntary code of conduct gives the banks a blank cheque to charge new fees on everyday transactions that hammer middle-class Canadians, transactions like making a mortgage payment, making a student loan payment. Seniors, even children, are going to be affected by these new pay-to-pay fees. A voluntary code of conduct does not cut it.
When will the government have the backbone to stand up against the banks and stand up for Canadians against these fees?