Mr. Speaker, it is truly a sad situation.
The people in our riding are telling us that it makes no sense to go to the bank and pay fees to access their own money, which they have so little of. The systems are such that it is mandatory for this money—whether it is old age security, family benefits or their own pay—to be deposited directly into their accounts. Most of these payments are made via direct deposit.
However, they are charged pay-to-pay fees in order to use what belongs to them. They do not have the right to use what they have earned. Thus, they have to spend some of what they earn on a fee that makes banks richer, because they cannot directly access their money.
I would like to hear what the member has to say about that.