Mr. Speaker, the member told us that we should be doing our research. However, I would suggest that maybe he should do his. The fact is, despite all this bragging about the government's record up to this point, the Conservatives' code of conduct is voluntary. It is based on nothing but a good faith agreement. It is great that the Conservatives have sat down with stakeholders, but what has come out of those meetings is nothing but a good faith agreement to follow a voluntary code of conduct.
What we are asking for with this motion is that we finally put in place some concrete measures and a real code of conduct that would oblige banks to stop fleecing their customers when they try to access their own money or pay their bills with their money.
Despite the fact that the Conservatives say they are going in the right direction, does the member not agree that the code of conduct should be obligatory, not a voluntary one as it is right now? It is not leading to anything.