Mr. Speaker, I do not know that I accept the premise of that question. The proposition that there is not a retirement income crisis or a problem in this country does not jibe with the figures I have seen. I have seen figures that show that 30% of single elderly women in this country live in poverty, and that number has tripled in the last 20 years.
As I stated in my speech, it is quite uniformly accepted that six out of 10 workers in this country, particularly young workers, do not have any workplace pension whatsoever. I am not sure what cohort the member is talking to, but for the people who live in my riding, most are finding it very difficult to actually just meet their monthly expenses, never mind put away sufficient income to fund an adequate retirement.
It is easy for us in this House to stand up and pretend it is not a problem. We vest in our pension after six years in the House, with a pension of $35,000 a year after serving for six years. However, if members get out in the communities and talk to real people, most people are very concerned about their retirement, and many Canadians, I would daresay more than half, will not have enough retirement income to live the kind of secure retirement they want.