Mr. Speaker, I would like to thank my colleague for his remarks, and in particular for talking about two things. The first is the relatively new tool of the tax-free savings account that encourages savings, which we have seen decline in Canada in recent years, and helps seniors prepare for and during retirement. He outlined the new benefit quite well to this House.
The member has also highlighted how the so-called large tax cut for the middle class is a bit of a myth when we look at all of the things brought in for families by the previous government that were cut, such as programs for income splitting, universal child care, and a range of tax credits for children and families. If we compare it with the present regime, most middle-class families with dual incomes in Calgary or the Toronto area will be further behind than they are now with the new child benefit regime of the Liberals.
I would ask the member to highlight that in a little more detail, to show that rather than a universality of application, the Liberals have taken a lot of families who need the assistance out of those programs and it will set them back.