Mr. Speaker, I have trouble finding reasons to disagree with what the member just said, because I think we are saying much the same thing. There are a whole host of things that we could debate throughout the evening and never agree on at the end. However, in this particular case, I think this is an opportunity for the government to be held accountable.
The TFSA is a relatively new way of saving for the future. There has been some criticism that this or that percentage has had a take-up on the TFSA. The third party in the House and the government have argued that few people have maxed out under the new maximum that exists, which the former government brought into existence. However, in the first year of any program, we have to give it time to work its way through the system. I think that we need to give this a bit more time, and I would be happy to make those comments to the finance committee.