Mr. Speaker, there is maybe too much there to address all of it at once.
The member notes the recession that Canada went through in 2008-09, as if he is under the impression that that was the result of Canadian policy. I have never heard anyone suggest that before. Maybe this member knows something that I do not.
He said that the Conservatives left a deficit for the Liberals. Well, the department of finance disagrees, the parliamentary budget officer disagrees, and even the NDP disagree with that. The only people who think the Liberals received a deficit are the Liberals. Let me say, they tried hard to spend as much as they could when they took office to obscure the record, but, again, the parliamentary budget office and the department of finance have been very clear on this point.
With respect to the question on tax-free savings accounts, the member thinks that only 7% of Canadians have TFSAs available to them. I invite him to visit fin.gc.ca, which explains how tax-free savings accounts are available to anybody who wants to put money aside, tax free. That is the reality.