Mr. Speaker, I think the member is absolutely right in saying that we need to be very clear that we are focused on bank regulations so that we can protect consumers. That is critically important.
We will continue to focus on Canadians as we think about the banking system. We will continue to focus on ensuring we understand the risks. That is our absolute continuing goal. We are looking into banking practices. We have a process in place at the Financial Consumer Agency of Canada in order to make sure these banking practices are appropriate and do not treat Canadians inappropriately in any way.