Madam Speaker, I thank my colleague for this excellent question.
I would say that Canada's entire financial services sector has been listening to businesses during the COVID-19 crisis. Based on the Parliament of Canada's suggestions, many credit unions offered to suspend or defer required payments. Canadian banks and credit unions have been very co-operative.
That is an excellent question about credit cards. This problem has been around for a long time, but during the COVID-19 crisis, businesses were able to benefit from government measures like the Canada emergency wage subsidy, the Canada emergency commercial rent assistance program, the Canada emergency business account and the regional relief and recovery fund. Businesses saw that we were there and they welcomed the assistance provided by the federal government.