Madam Speaker, I would disagree with the member that this has been successful communication without successful implementation. The strength of our programs is the number of Canadians they directly support.
Before I address the personal account issue, CERB has benefited more than nine million Canadians. CEBA, about which he has complaints, has now helped over 750,000 businesses. The wage subsidy is helping to keep more than three million Canadians on the payroll. Yes, there are nuances that could have been improved, both in terms of communication and delivery over time, but this is precisely why we are making the kinds of changes we have for the personal account issue.
With respect to businesses that operate out of a personal bank account, this was a challenge because to prevent fraud, financial institutions, of which over 200 are involved in the delivery of this important program, needed to quickly verify the information being presented to them as accurate. It is easy for them to do this with a business account, but it is nearly impossible for them to do that with a personal account.
The solution that we have achieved is to allow businesses to go to the bank they normally deal with through a personal account, simply open a business account and they will then immediately have access to the Canada emergency business account, like the 700-some thousand that are already benefiting from this program, continuing to keep Canadians working as a result.