Mr. Speaker, that is an excellent question. What my colleague is saying or trying to have people believe is that things have never been better in Canada.
What he just said is that the superintendent of bankruptcy said that there may be fewer bankruptcies right now, but that is because there are a lot more proposals for bankruptcy, proposals for agreements with creditors. That means there is an increase. That is the opposite of what he is saying. There are more people who might end up in bankruptcy, but there is an openness by the banks to reach agreements based on proposals. It is like saying that this comes back to accepting 25 cents on the dollar and the rest of the debt will be written off.
That is an absolute demonstration of the current Canadian context, both for businesses and individuals. These days, people are in deep trouble. If I spoke here the way I usually do in real life, the Chair would reprimand me often.