Madam Speaker, the member, in his speech, suggested that perhaps I have been around long enough to know a bit about the history of housing affordability in Canada. He is right. I spent 22 years in the mortgage business before I became a member of Parliament. I am quite aware of affordability and how it impacts families.
What I know is that before the government took office, wages and per capita GDP were rising. This is during the years of the Harper government, which included the current Leader of the Opposition. Wages were rising. The affordability of housing and the ability of Canadians to service debt and to buy homes and to afford rent were keeping pace. We had the construction of housing in those years. Everything has changed over the past 10 years, in which the government has allowed our productivity to fall into the—