House of Commons Hansard #87 of the 45th Parliament, 1st session. (The original version is on Parliament's site.) The word of the day was affordable.

Topics

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This summary is computer-generated. Usually it’s accurate, but every now and then it’ll contain inaccuracies or total fabrications.

Fisheries Act Second reading of Bill C-237. The bill C-237 seeks to amend the Fisheries Act to harmonize recreational groundfish fishing rules across Atlantic Canada, aiming to extend access for Newfoundland and Labrador fishers. Proponents emphasize fairness and economic benefits. However, critics raise concerns about the lack of consultation, the bill's scientific basis, and potential negative impacts on regional stock management and commercial fisheries. 8800 words, 1 hour.

Build Canada Homes Act Second reading of Bill C-20. The bill establishes Build Canada Homes as a Crown corporation to increase Canada's supply of affordable housing and modernize the homebuilding sector. Proponents argue it provides essential tools to accelerate construction and foster partnerships. Critics, primarily Conservatives, contend it would add another arm to the federal government, duplicating existing efforts, and lacks clear targets. The Bloc Québécois supports federal investment but raises concerns about federal interference in Quebec's jurisdictions and the bill's lack of guarantees for social housing. The NDP notes no specific allocation for rent-geared-to-income housing. 42600 words, 5 hours in 2 segments: 1 2.

Statements by Members

Question Period

The Conservatives criticize the government's broken immigration system, highlighting "deluxe health benefits" for bogus asylum claimants while Canadians struggle with healthcare access. They also condemn rising food prices due to Liberal red tape and taxes on farmers. Additionally, they attack the soaring costs of the Cúram computer system, leading to 85,000 seniors waiting for benefits.
The Liberals defend their immigration system, highlighting Bill C-12 to reduce misuse, lower claims, and remove failed asylum seekers while protecting vulnerable people. They also boast a growing economy and support for farmers and agri-food exports. They emphasize modernizing seniors' benefit systems and investing in a new defence industrial strategy.
The Bloc denounces the Cúram software fiasco, citing its $5-billion cost overrun, official bonuses, and impact on 85,000 pensioners. They also criticize the government's loss of control at Roxham Road, with refugees accepted without interviews.
The NDP demands the government expand pharmacare to all Canadians, criticizing delays in negotiations for provinces beyond British Columbia.

Petitions

Similarities Between Bill C-2 and Bill C-12 Members debate a point of order regarding Bills C-2 and C-12, discussing whether they are "substantially similar" under parliamentary rules, which would prevent Bill C-2 from proceeding after Bill C-12 passed. 1100 words, 10 minutes.

Adjournment Debates

Electric vehicle subsidies Eric Duncan criticizes the Liberal EV rebate program, arguing it subsidizes American-made EVs while the U.S. tariffs Canadian vehicles. He proposes removing GST from Canadian-made vehicles instead. Mike Kelloway defends the program, saying it incentivizes EV adoption, supports Canadian innovation, and adapts to changing global trade realities.
Taxes and food affordability William Stevenson argues that government policies, like the clean fuel standard and carbon tax, increase the cost of food for Canadians. Mike Kelloway responds by highlighting the Canada groceries and essentials benefit, along with other measures, aiming to make life more affordable and support businesses.
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Bill C-20 Build Canada Homes ActGovernment Orders

12:45 p.m.

Conservative

Scott Aitchison Conservative Parry Sound—Muskoka, ON

Madam Speaker, I suppose the FCM can be forgiven for thinking that there may be some results coming from this government after 10 years, but the fact of the matter remains that the Liberals have created a fourth federal housing bureaucracy. There is the department; there is CMHC, a Crown corporation that has existed since just after the war; there is the Canada Lands Company, which is already developing these projects they announced; and now we have Build Canada Homes, which, by the way, is now responsible for one of the other Crown corporations.

My question for the hon. parliamentary secretary is this: How many bureaucracies will we need to solve this crisis? Is it maybe one more? What if this one does not achieve what we want it to do? Will we build another one?

The solution is not more bureaucracy; it is about getting the bureaucracy out of the way. I wish this government would simply understand that and help us get the bureaucracy out of the way.

Bill C-20 Build Canada Homes ActGovernment Orders

12:50 p.m.

Bloc

Maxime Blanchette-Joncas Bloc Rimouski—La Matapédia, QC

Madam Speaker, we completely agree that this just adds more bureaucracy, that it adds a new structure. They already had the Canada Mortgage and Housing Corporation, but now they are adding Build Canada Homes instead of optimizing what is already in place.

I would like to know if we can agree that this is another attempt by the federal government to interfere in Quebec's jurisdictions, including in housing. In Quebec, we already have the Société d'habitation du Québec.

I would like to know if my colleague agrees that Quebec should ask for the right to opt out with full compensation for anything having to do with federal housing projects.

Bill C-20 Build Canada Homes ActGovernment Orders

12:50 p.m.

Conservative

Scott Aitchison Conservative Parry Sound—Muskoka, ON

Madam Speaker, I will tell the member right now that, in fact, Quebec is one of the provinces that actually has done fairly well on housing.

There is no question that partnerships between the federal level and the provincial level are important. I would simply argue that those partnerships should focus on getting provinces to reduce the burden of endless reviews and consultants' reports. We have to speed up the process required to get things approved in this country. All that time adds cost, and until we reduce that time, we are not going to reduce the cost. This government could do that in partnership with Quebec, as with every other province.

Bill C-20 Build Canada Homes ActGovernment Orders

12:50 p.m.

Conservative

Carol Anstey Conservative Long Range Mountains, NL

Madam Speaker, that was one of the best speeches I have heard in my time here. Another piece to this conversation is home ownership, and I wonder if the member would like to expand on the Conservative approach to home ownership versus the piece of legislation in front of us and how it would not really address or further expand the dream of home ownership for Canadians.

Bill C-20 Build Canada Homes ActGovernment Orders

12:50 p.m.

Conservative

Scott Aitchison Conservative Parry Sound—Muskoka, ON

Madam Speaker, that is a very important point, and I probably should have spoken about it more in my speech. I listened to the minister, and I heard all about these new projects. They are all focused on rentals, and there is clearly no question that there is a need for rentals in Canada. It was the first Trudeau prime minister who cancelled the incentivization of building purpose-built rentals, and we see the implications of that today. However, what the government seems to forget is that home ownership is still, in fact, the dream of young people in this country, and until we reduce the cost of new homes, we are just not going to make that a reality.

The Liberals will talk about how they have removed the GST on new homes, but only for first-time homebuyers. The problem with that, particularly in the markets where housing is really in crisis, the largest markets in the country, is that the first-time homebuyers do not make up enough of the market of new homes for builders to break ground. As such, it is not enough to actually stimulate the market. Builders are laying people off as we speak, and they are not starting any new projects.

We have to reduce the cost overall so that we can get builders building again, and the government is not doing that. This is putting home ownership further and further out of reach. The Conservatives have a plan to actually make home ownership a reality again for Canadians by reducing the cost overall, which includes fees and time.

Bill C-20 Build Canada Homes ActGovernment Orders

12:50 p.m.

Winnipeg North Manitoba

Liberal

Kevin Lamoureux LiberalParliamentary Secretary to the Leader of the Government in the House of Commons

Madam Speaker, there is a fundamental flaw in the member's argument, and all one needs to do is take a look at the contrast and compare today's minister to the leader of the Conservative Party when he was the minister responsible for housing, which reflects the Conservative Party's policy. He constructed six houses while he was the minister of housing. The fundamental difference is that a Liberal government, under this Prime Minister and this minister, recognizes that the Government of Canada has a role to play. That is what the legislation would do. It would reinforce that role.

We can complement that, with our working with provincial and municipal governments and our recognizing that housing is something in which the federal government has an important role to play, and the Conservative right, not the red Tories, disagrees fundamentally with the federal government in housing. Why is that?

Bill C-20 Build Canada Homes ActGovernment Orders

12:55 p.m.

Conservative

Scott Aitchison Conservative Parry Sound—Muskoka, ON

Madam Speaker, as usual, there is a fundamental flaw with that member's line of argument. I honestly do not understand what he is talking about. There is no question that the federal government has a role. I think I have talked about that many times. He is just not paying attention. That is fine. I do not really expect him to pay attention.

The fact of the matter is that, as Conservatives, we would much prefer that Canadians have the opportunity to own their own home rather than rent from the government. It is great that the member wants to build lots of government homes, but Canadians do not want to live in those homes; they want to live in one they own. That is the promise that we would restore.

Bill C-20 Build Canada Homes ActGovernment Orders

12:55 p.m.

Conservative

Brad Vis Conservative Mission—Matsqui—Abbotsford, BC

Madam Speaker, my question is very simple. Why would the Minister of Housing and Infrastructure think it responsible to develop a new government agency, with the use of taxpayer dollars, without set targets and timelines to outline to Canadians how many homes would actually be built?

Bill C-20 Build Canada Homes ActGovernment Orders

12:55 p.m.

Conservative

Scott Aitchison Conservative Parry Sound—Muskoka, ON

Madam Speaker, I do not know whether the new Crown corporations talk to the other Crown corporations, but the CMHC, the Canada Mortgage and Housing Corporation, is the first housing Crown corporation of the government, and it is talking about making sure we build between 430,000 and 500,000 homes a year for the next several years to restore affordability. However, instead of engaging CMHC to help with this project, and instead of engaging Canada Lands Company, the other federal Crown corporation responsible for housing, the government is creating a third one, and it does not have any targets.

The government has let the first corporation talk about targets, and it let the newest one take over one of them. Honestly, it makes zero sense to create yet another corporation. The first one has told us what its targets are, and the government would create a new one without targets. It would just be more bureaucracy, and I do not foresee any results coming out of it.

Bill C-20 Build Canada Homes ActGovernment Orders

12:55 p.m.

Conservative

Garnett Genuis Conservative Sherwood Park—Fort Saskatchewan, AB

Madam Speaker, I thank the member for his excellent work on this important issue.

I will go to the people affected by these policies. I speak often to young people, and I know the member does as well. Comparing their concerns today with where we were 10 years ago, many young people fear they will be worse off than their parents, and their top concerns are access to jobs and access to homes. Those are pretty fundamental things in life for starting a family, having kids and pursuing a positive future. Can they afford a place to live and find a job, and is that job going to allow them to pay for basics, including, most essentially, a home? Many young people, after 10 years of the Liberal government, have started to lose hope that that is even possible.

I wonder if the member could share a bit about the conversations he is having with young people, but also offer them a sense that something is possible if we change direction in terms of public policy.

Bill C-20 Build Canada Homes ActGovernment Orders

12:55 p.m.

Conservative

Scott Aitchison Conservative Parry Sound—Muskoka, ON

Madam Speaker, I thank my hon. colleague for his work with young people. He focuses a lot on youth employment and unemployment, as it were, and he is quite correct. I have talked to young people all across the country and in my own community, even before I came to this place. Young people hope to own a home. This is something my generation and previous generations simply took for granted. The reality is that we have done it before. It is only over the last 40 years that we have made it so expensive and so hard to get permission to build a home. The way to fix that is to make it easier, and Conservatives would do that.

Bill C-20 Build Canada Homes ActGovernment Orders

12:55 p.m.

Bloc

Gabriel Ste-Marie Bloc Joliette—Manawan, QC

Madam Speaker, today, we are discussing Bill C-20, which seeks to establish Build Canada Homes as a Crown corporation to build affordable housing. Obviously, the Bloc Québécois is in favour of that.

The budget, which is currently being debated as part of Bill C-15, provides for $13 billion over the next four years, until 2030, and gives the government and the Crown corporation the power to build so-called affordable homes.

For several years now, we have been experiencing a major housing crisis. The Bloc Québécois is pleased that the government and the minister, whom I commend, are taking steps to expedite efforts to build affordable housing, but why are we in the midst of a housing crisis to begin with? Why are young people no longer able to buy a home, since prices have skyrocketed in recent years? Why are people who are struggling to make ends meet no longer able to find a place to rent? Why are they no longer able to move, to find a new place to live at a price that does not force them to make sacrifices when it comes to putting food on the table or buying other basic necessities?

That is the housing crisis we are facing today. I must remind the House that the housing crisis was caused, in part, by Justin Trudeau's government, in other words, by the Liberals sitting here today, through the Century Initiative, which planned to increase Canada's population to 100 million people by the end of the century. The immigration floodgates were opened. The Bloc Québécois supports immigration, but the government must ensure it can meet its ambitious goals. Increasing immigration to such a level, which no other OECD country has done in terms of immigration, was very risky. Neither McKinsey nor the government even thought about implementing measures to support this sudden spike in immigration. Such support would include schools and hospitals and, of course, housing. That played a major part in the situation we are now in.

Of course, one of the problems related to the housing crisis concerns the financialization of housing. Rather than investing in shares in companies that produce goods and services and then receiving a portion of the profits, some people are relying on the housing market's tendency to rise in value and buying a condo or house without necessarily intending to reside there, but rather to put it back on the market in a few years and make a profit. This is another major problem. Justin Trudeau's government and his finance minister Chrystia Freeland put a few measures in place to mitigate that. For example, there was the anti-flipping measure, which required a certain amount of time to pass before someone who bought a house could resell it. There was that too. There is also the fact that a lot of people are living in increasingly larger spaces, which leaves less space available, in terms of housing stock, for people who need it.

Now the government is putting its shoulder to the wheel and finally making a major effort, which we applaud. It is going to invest $13 billion over the next four years, with the possibility of more to come later on.

Housing essentially falls under the jurisdiction of the provinces and Quebec. We in the Bloc Québécois are concerned when we see that Ottawa wants to bypass the provinces and Quebec to tackle the housing issue. Yes, we are happy that the government is putting money on the table. Why is the government putting money on the table? It is because it can afford to do so. Why can it afford to do so? It is because of the fiscal imbalance, which is thoroughly documented in the Parliamentary Budget Officer's annual reports. These reports point out that, when taxpayers pay their taxes, about half of the revenue goes to the federal government while the other half stays in the provinces. However, the expenses that the provinces have to cover in order to deliver services in areas under their jurisdiction, such as education, health care, roads and so on, are much higher than those incurred by the federal government in meeting its responsibilities, which essentially consist of transferring funds to either the provinces or to individuals. Examples include EI and OAS. The federal government has fewer exclusive jurisdictions. National defence is one, although the government made a significant shift in this area in its most recent budget. The fiscal imbalance means that Ottawa does have some flexibility, as documented every year by the Office of the Parliamentary Budget Officer.

The government sees the crisis that it helped to create, and it is saying that it will do its part and take decisive action. We welcome this gesture, but we are concerned about jurisdiction. Why? Up until the late 1980s, there used to be many partnerships between Quebec and Ottawa in the area of social housing, such as low-income housing, for example. Then, all of a sudden, the federal government decided that it was no longer interested and was abandoning the whole thing. All of a sudden, Ottawa, which had been involved in an area of provincial jurisdiction, changed its policy and left people in poverty. In other parts of Canada, this was a real disaster, a real dismantling of social and affordable housing. In Quebec, because we care, we decided that we could not let that happen. The Government of Quebec came to the rescue and saved the day by taking over the federal government's share. Then a few decades went by without Ottawa putting any money back into social housing, and that was a serious problem.

Over the past 10 years, under Justin Trudeau, there has been a renewed focus on affordable housing, and even some social housing programs, which we welcomed. However, it has been a pittance given the housing shortage and skyrocketing housing costs. That is our concern.

Now, all of a sudden, Ottawa is getting on board and creating a Crown corporation. It is putting money in the budget that will be transferred to the new Crown corporation. Yes, but what will happen in four years, six years, eight years, ten years? Will organizations and people who want to submit projects then have to go to the federal government, continue to work with the SHQ or turn to the Quebec government? We shall see, and I will come back to that since it is not specified in Bill C‑20, which establishes the Crown corporation.

However, an agreement, a memorandum of understanding, was signed between Quebec and Ottawa in that regard. We need access to that document, but we do not have it. Why? This is not unusual. Ottawa waits until it has signed agreements with all of the provinces before disclosing the content of those agreements. Why? The reason is that, often, Quebec manages to negotiate a little more autonomy than the other provinces, and Ottawa does not want the other provinces to follow Quebec's lead. That is why Ottawa generally tends to sign agreements with Quebec last. However, in this case, it seems that the federal government was in a rush to reach an agreement. The agreement was signed and my riding neighbour, Caroline Proulx, the Quebec housing minister, praised this agreement and said that the MOU respected Quebec's areas of jurisdiction. We find that reassuring and it encourages us to support the principle of this bill, but, obviously, we will have to look at the specifics of the MOU.

Bill C-20, however, leaves much to be desired. The bill establishes the Crown corporation and gives it a plethora of possible tools. The corporation can do great things, but the House has no control over it. The Crown corporation and the government have a great deal of power to develop affordable housing, but, after that, there is no accountability.

For example, the government's definition of affordable housing can be found on the website for Build Canada Homes, which was initially mistranslated in French as “Bâtir Maisons Canada”. That definition states that affordable housing should cost 30% of the median income of the neighbourhood or region, so we are not talking about an individual's ability to pay. A person living in poverty has an income below the median income of their neighbourhood. This is completely different from social housing, which is based on ability to pay and is set at 30% of the income of the person or household living in the dwelling, rather than on the median income of the neighbourhood. Meanwhile, this definition is nowhere to be found in Bill C-20. It is only found on the Build Canada Homes website, not in the legislation.

If we can trust the government when it says that it will build affordable housing, then that is great. However, the bill provides no guarantee that the housing will actually be affordable. We have no guarantee that any of the funding will go to social housing. That is really worrying.

Social housing, whether it is co-operatives, low-income housing or housing from other organizations, is based on the ability of households, as I was saying, of individuals, to pay based on their income. That is what we need to focus on. Bill C‑20, the Build Canada Homes act, allows for that. However, if Build Canada Homes did not build any social housing at all, it would still be within its framework or mission. That is a serious concern.

The same is true for energy efficiency standards, for example. The government says it needs to make an effort to fight climate change and set higher standards. That is set out in a document online stating that, yes, efforts must be made in that direction, but it is not in the bill and it is not in the mission. Build Canada Homes is not required to ensure that environmental standards are in place for the projects it will support.

Once again, we are supposed to just trust the government. Once Bill C‑15, the budget implementation bill, is passed, the government and the Crown corporation will no longer be accountable to the House. We are being asked to trust the government, and this raises concerns.

It is the same thing with local materials. Obviously, when people buy two-by-fours or two-by-sixes, they do not import them from the U.S. or Europe. We make enough of those products here in Canada. However, the government has said that people need to maximize local benefits, make efforts to ensure that the materials purchased are produced locally and drive Canada's economy. That is all well and good, and we welcome that. However, that is also in a schedule that is neither on the website, nor in the bill. The government has made a commitment, but what kind of accountability mechanisms will there be? Once again, it is not within the Crown corporation's mission, and it is not in the bill. We have to trust the government, which will not be required to keep its commitments afterwards.

I was a member of the Standing Committee on Finance prior to the last election. The committee heard from the Canada Mortgage and Housing Corporation, or CMHC. In fact, the committee heard from a great CMHC economist who had done the study the committee was discussing. He told the committee that at the rate things were going with the Century Initiative, which was a major factor, rents and home prices were going to double between 2019, the base year he was using, and 2030. That is deeply concerning.

When CMHC officials appeared before the committee, they presented some tables that the committee had requested showing the various CMHC affordable housing programs. The committee found that standardizing programs, such as the rapid housing initiative, ensured each province and each territory received its fair share on a per capita basis. Quebec would receive its share. As for the rest of the programs that were not standardized, Quebec did not receive its fair share.

Again, the Build Canada Homes website states that the government would aim for regional fairness, but this is not in the bill. What does regional fairness mean? There are no standards or obligations. Build Canada Homes will not be required to say that each province will have its share. What we have learned over the past years is that when this standard is not included, Quebec does not get its share. This is a matter of great concern for us. It is a question of fairness. When there is no standard, Quebec does not get its share. There is no standard here. I will say it again: We have some real concerns.

As I said a few moments ago, Build Canada Homes is structurally very flexible. It allows for partnerships, it allows for funding to be transferred directly to the provinces, and so on. Build Canada Homes has considerable latitude to do great things. However, depending on the government's goodwill, it also makes it possible for housing projects intended for social housing or transitional housing to be converted into housing projects that would not really be affordable. There are no restrictions in this regard. That is obviously a serious concern.

Yes, the government said so. Yes, it was in the presentations last fall. Yes, the Build Canada Homes website says there will be money for transitional housing for people trying to get out of homelessness. The government says that funds will be allocated and that there will be partnerships with the provinces. That is what we want, so we welcome that. There will be opportunities to fund co-ops, social housing and low-income housing. We welcome that, too. However, there are no guarantees in this bill, so that is a concern.

I would like to mention a tenant advocacy organization in Quebec, the Front d'action populaire en réaménagement urbain, or FRAPRU, which is located in Montreal. After reading an interview published by The Canadian Press on February 7, members of FRAPRU publicly expressed their concern that Build Canada Homes could be used to financialize housing. They said, and I quote, “The cat is out of the bag. After promising to build affordable housing through Build Canada Homes, the...government's new strategy is becoming clear. Build Canada Homes will be nothing more than an investment bank”.

These people, who are on the ground fighting for tenants' rights so that we have social housing and so that people can live with dignity, had a lot more to say. Given what the minister has said in media interviews, FRAPRU is now concerned because the Build Canada Homes tool box comes with financial levers that the government can use to have the private sector develop housing. Some of that housing could be considered affordable, but there are no guarantees. Organizations like FRAPRU believe that this will undermine the mission of Build Canada Homes.

Are we talking about projects where support or subsidies will be granted to construction companies or real estate developers to build more housing, or will the spirit of the bill truly prevail, meaning that more affordable housing will be built? Supply and demand dictates that if there is more housing overall, prices will tend to fall. However, the members of the Bloc Québécois are asking for more than that, as is FRAPRU.

We do not just want more housing. We want more truly affordable housing, which ideally means more social housing. We would have liked to see a guarantees regarding social housing in this bill. We would have liked to see guarantees for local purchasing in construction and for environmental standards. We would have liked to see guarantees for transitional housing to lift people out of homelessness. We would have liked to see a standard that ensures fairness between the provinces to make sure that Quebec gets its fair share.

As I said at the beginning of my speech, Ottawa has a record of doing some great things on social housing, but overnight, the government changed priorities and left things in a state of ruin. Quebec had to step in to clean things up, and I am genuinely concerned that with the latest intrusion into an area that falls under the jurisdiction of Quebec and the provinces, the same thing will happen in a few years' time. When this issue is no longer fashionable, when it is no longer in vogue, the government will slash the whole program, and Quebec will once again have to pick up the pieces and go back to the drawing board.

If my party has to vote on the bill as it stands, we would have some reservations. We support the principle of social housing, but the bill falls far short of the government's commitments. There are far fewer guarantees. We are not prepared to sign a blank cheque for the government and say we trust it and we know it will do a great job. We will not do that because we want the government to be held accountable. We want guarantees to ensure that taxpayer dollars, money from the people we represent, is invested properly and is not diverted. In the meantime, we remain extremely concerned.

However, Ottawa has signed a memorandum of understanding with Quebec. As I said, Quebec was the first province to sign on, which is quite rare and exceptional. Caroline Proulx, the minister in Quebec City, and my friend, whom I wish to acknowledge, noted in a press release that “the agreement announced today is a major step forward in housing. It is significant and fully respects Quebec's jurisdiction, priorities, and legislative framework.” This gives us enough assurance, even though we have not yet seen the document, to say that we will support the bill at this stage. I have no doubt the committee will find ways to improve it. We will work on that. We also really need to have access to the text of the agreement to make sure Ottawa fully complies with all of the Quebec government's priorities.

In closing, I would just like to remind the House that the bill gives the Crown corporation Build Canada Homes the status of agent of the Crown, which gives it the powers of the government, including the power to expropriate land, the power to avoid paying municipal taxes and the power to get around Quebec's laws and municipal bylaws. We were told that this was not the government's intention and that the issue will be corrected in the agreement, but we are keeping an eye on that.

Bill C-20 Build Canada Homes ActGovernment Orders

1:15 p.m.

Taiaiako'n—Parkdale—High Park Ontario

Liberal

Karim Bardeesy LiberalParliamentary Secretary to the Minister of Industry

Madam Speaker, I always appreciate hearing what my colleague from Joliette—Manawan has to say. His speeches are always insightful and well thought out.

I wanted to start with a question, but I will just make a comment instead because I think my friend has clearly explained the connection between the bill, which has a specific objective, and his desire for the wording of the bill to be more precise. In my opinion, the agreement that he described at the end of his speech between the Canadian government and the Government of Quebec shows that federalism works. It shows the link between a bill and a good agreement, as he was the first to point out.

I would therefore like to better understand how this agreement can promote the interests of Quebec and my colleague's riding.

Bill C-20 Build Canada Homes ActGovernment Orders

1:20 p.m.

Bloc

Gabriel Ste-Marie Bloc Joliette—Manawan, QC

Madam Speaker, it is not complicated. We have been in a housing crisis for several years now. Housing prices have skyrocketed, and people no longer have access to home ownership. There are not enough condos, apartments or houses. More importantly, there is a huge shortage of social housing. The most vulnerable people are making immense sacrifices to find housing, often in unacceptable conditions.

Ottawa is providing $13 billion over four years, and everyone welcomes that. Finally, Ottawa is fully acknowledging the current crisis, and the government is introducing a bill and allocating $13 billion in the budget to address it. We are very pleased about that.

However, as I was saying, this falls under Quebec's jurisdiction. Ottawa has been known to bring in projects and then pull out of them overnight, leaving a mess. That is what worries us here. If there is good co-operation between Ottawa and Quebec on this issue, then that is perfect. However, we would like the bill to be more detailed and include more guarantees to ensure that the government continues to report on the appropriate use of funds.

We would also like to have access to the memorandum of understanding in order to confirm that that is the case, but we have been told that we cannot currently read it. The bill makes the Crown corporation an agent of the Crown. As such, it is given full powers and would not have to comply with any municipal bylaw. Again, we are being asked to blindly trust the government, but we are not prepared to do that.

Bill C-20 Build Canada Homes ActGovernment Orders

February 23rd, 2026 / 1:20 p.m.

Conservative

David Bexte Conservative Bow River, AB

Madam Speaker, I appreciate the member's statement and thoughtful words.

Could the member comment on the notion that, just like the magic of compound interest, we have what seems to be compound bureaucracy, where we get bureaucracy upon bureaucracy that just gums up the works and makes matters worse? Could the member also comment on how the system could become more efficient to reduce the bureaucratic, administrative and regulatory loads to get homes built faster and more affordably for Canadians?

Bill C-20 Build Canada Homes ActGovernment Orders

1:20 p.m.

Bloc

Gabriel Ste-Marie Bloc Joliette—Manawan, QC

Madam Speaker, I thank my colleague for his comment and question. In the most recent budget, the government committed to keep the deficit at just $78 billion this year. That is double Justin Trudeau's deficits and makes him look positively frugal. The government is saying that it is going to make cuts to the public service, that it is going to cut 40,000 jobs, which is huge. We are still waiting and we are interested to see that. We have been told that those jobs may be replaced by AI. We will see.

What we do know is that the government is putting a new program in place to try to simplify the task for organizations and stakeholders. We will see if it succeeds. In our opinion, the simplest solution would be to pay out the $13 billion, to transfer Quebec's share to the Government of Quebec and entrust it to build social and affordable housing. That would eliminate an administrative level and a ton of red tape and paperwork for everyone. The money could be sent directly to where it is needed and housing could be built a lot faster. That is what we want and that is what we are calling for.

Bill C-20 Build Canada Homes ActGovernment Orders

1:20 p.m.

Liberal

Natilien Joseph Liberal Longueuil—Saint-Hubert, QC

Madam Speaker, we agree that this is not a matter of jurisdiction or an ideological fight. When Quebec families are struggling to put a roof over their heads, our duty is to take action, not to debate about jurisdictions. We just need to house Quebeckers. People want solutions, not jurisdictional bickering.

Can my colleague provide more clarity for Quebeckers?

Bill C-20 Build Canada Homes ActGovernment Orders

1:20 p.m.

Bloc

Gabriel Ste-Marie Bloc Joliette—Manawan, QC

Madam Speaker, the need is great. There is a crisis, so yes, urgent action is needed. We are asking the federal government and the Quebec government to come to an agreement. They signed an MOU. They seem to be in agreement. I want to make sure that the areas of jurisdiction are respected.

Why? It is because we want the federal government to do a good job in its own areas of jurisdiction, which it is not currently doing. Take the Cúram software, for example. The government is unable to properly pay out OAS benefits. Development costs for this software have skyrocketed. In terms of EI, the government is unable to make reforms because the software is faulty. It is unable to care for veterans or fund health care. The federal government is having a hard time carrying out its core missions, and yet it is always sticking its nose into the areas of jurisdiction of Quebec and the provinces to get some some visibility.

There is a housing crisis. We applaud the fact that funds are being allocated to address it. Ideally, we would have preferred that the money be transferred. As I was saying, my fear and the fear of the Bloc Québécois is that this is a priority for the government now, but will it still be a priority in four years?

In recent decades, we have witnessed the federal government in Ottawa disengage from social housing and low-income housing overnight, leaving a path of destruction in its wake, and yet, social housing is not its jurisdiction. It skipped town, dropped everything and left families and people in need of low-cost housing to cope with the disaster. We do not want that to happen again. That is why respecting jurisdictions is important.

Bill C-20 Build Canada Homes ActGovernment Orders

1:25 p.m.

Bloc

Marilène Gill Bloc Côte-Nord—Kawawachikamach—Nitassinan, QC

Madam Speaker, I have a question about urgency. People talk about the urgent need for housing and social housing. The Fédération québécoise des municipalités, or FQM, and the Union des municipalités du Québec, or UMQ, have levelled some criticism at the government for causing housing construction delays.

I would like to hear my colleague briefly address that issue.

Bill C-20 Build Canada Homes ActGovernment Orders

1:25 p.m.

Bloc

Gabriel Ste-Marie Bloc Joliette—Manawan, QC

Madam Speaker, I thank my colleague and friend for her question. This is an ongoing issue. We have seen it. In this case, we are talking about Build Canada Homes. What will the delays be? The government must take quick action, in collaboration with Quebec through a memorandum of understanding, so that every dollar voted in the budget gets out the door as quickly as possible.

We know that the cost of building housing is skyrocketing. A one-year delay represents a very significant percentage increase, and it is even worse for a two- or three-year delay. What we have seen in recent years is that, for Quebec, federal programs administered through the Canada Mortgage and Housing Corporation take years to make an impact. A dollar voted in year one could end up only getting out the door in year three, four or even five.

However, the same dollar that was invested in year one will buy much less lumber and fewer doors and windows in years three, four or five. That money will therefore build far fewer homes, all because an agreement had to be reached, details needed to be negotiated and so on. Plus, there is the issue of red tape. That is why the Bloc Québécois has always said that areas of jurisdiction must be respected. When a dollar is earmarked for something, it must be sent directly to the provinces so that it can be put to use as quickly as possible.

The need is there. With prices rising sharply due to inflation, the faster the dollar is spent, the more we get for our money. I would like to thank my colleague once again for her insightful remarks highlighting the needs of the FQM and the UMQ.

Bill C-20 Build Canada Homes ActGovernment Orders

1:25 p.m.

Conservative

Roman Baber Conservative York Centre, ON

Madam Speaker, I ask colleagues to look at what, essentially, this bill is doing. It would create a fourth housing bureaucracy. We already have a ministry of housing, the CMHC and the Canada Lands Company, which is based in the great riding of York Centre. Now the Liberal government is saying that we need another layer, a fourth layer of bureaucracy, to build homes in Canada, which is the primary purpose of the legislation we are debating.

I am wondering where the Bloc stands on that. Will the Bloc support the Conservative suggestion that we do not need a fourth housing bureaucracy to build homes?

Bill C-20 Build Canada Homes ActGovernment Orders

1:25 p.m.

Bloc

Gabriel Ste-Marie Bloc Joliette—Manawan, QC

Madam Speaker, I thank my colleague for his insightful comments. The government's intention is to create a new structure to reduce red tape and bureaucracy and to consolidate services that were scattered across various departments and agencies. Like my colleague, I am cautious. Will the government really succeed in simplifying the process and reducing bureaucracy? That remains to be seen.

Given that housing and affordable housing are provincial responsibilities, what we are asking is that the funds be transferred directly to the provincial governments so that the money gets out the door faster and more housing can be built more quickly, as I have said several times.

Bill C-20 Build Canada Homes ActGovernment Orders

1:25 p.m.

Ajax Ontario

Liberal

Jennifer McKelvie LiberalParliamentary Secretary to the Minister of Housing and Infrastructure

Madam Speaker, I will be sharing my time with the member of Parliament for Taiaiako'n—Parkdale—High Park.

I appreciate the opportunity to appear here today to speak in support of the Build Canada Homes act. This landmark legislation would establish Build Canada Homes as a Crown corporation dedicated to building and expanding access to more affordable homes in Canada.

Over time, Canada's housing needs have evolved. While federal efforts have been delivered through a range of departments, agencies and programs, there is an opportunity to strengthen coordination and impact. Traditional construction and funding approaches alone are not meeting the scale and speed Canadians need, which is why we are moving forward with a new and innovative approach. All Canadians deserve an affordable place to call home. Housing is a fundamental need and growing demand for housing across the country requires urgent action.

Build Canada Homes was created to act quickly and efficiently. This legislation would give Build Canada Homes the flexibility and operational autonomy to deliver on its mandate. It would streamline federal housing efforts by bringing these roles under one umbrella. At the same time, it would maintain a clear accountability framework to government and would strengthen collaboration across the housing sector to deliver the affordable housing at a scale and pace that Canadians need. Build Canada Homes would act as a developer, a financier, a coordinator and a catalyst for innovation in the housing sector.

I would like to use my time today to speak about the importance of partnerships. Build Canada Homes has a central position in forging strong partnerships across all levels of government and with indigenous communities. It works with non-profit agencies, as well as key stakeholders in the housing industry, to drive the development of affordable housing across Canada. This includes private developers and community organizations.

Build Canada Homes cannot act alone. The success of its achievements lies in its partnerships. Stronger collaboration across all levels of government and with key partners is essential to tackling the housing challenges facing Canadians.

Build Canada Homes streamlines and accelerates the launch of affordable housing projects. The agency attracts public, private and philanthropic investment, maximizing impact. The Build Canada Homes act would make it easier to develop partnerships across the entire housing ecosystem to bring together the right financing and the right projects. As a Crown corporation, Build Canada Homes would combine access to federal lands, development expertise and flexible financial tools under one roof. It would accelerate the delivery of affordable housing, working with non-profits, indigenous organizations and all orders of government. This approach would reduce risk, address barriers and guide projects through the development process.

Build Canada Homes would also work in close partnership with developers, investors and manufacturers to get housing financed and built. It would work directly with builders and housing providers who are focused on long-term affordability. This includes non-profits, co-operatives, community housing providers or organizations that promote a variety of housing options for Canadians. These strategic partnerships would create homes that are affordable for a range of households across the income spectrum.

Build Canada Homes would be well equipped to collaborate with all levels of government and community partners through agreements, financial support, joint ventures and shared development initiatives. It would look for strong collaboration and coordination with provinces and territories who would help advance priority projects. This could include providing land, accelerating the approval process and waiving applicable fees.

Indigenous peoples face unique housing challenges. Build Canada Homes would collaborate on proposals that would deliver shared housing outcomes with first nations, Inuit and Métis governments, indigenous housing providers, and urban indigenous organizations. The housing needs of indigenous communities would be met in the spirit of collaboration. The Government of Canada respects indigenous sovereignty and supports self-determined housing solutions that are designed and delivered with an indigenous-led perspective. Our indigenous partners know how to incorporate indigenous knowledge and culture and adopt housing solutions in a way that enables their communities to thrive. Build Canada Homes is committed to building in full partnership with indigenous peoples and advancing indigenous housing priorities.

We are also working very closely with our provincial partners. Since its launch, Build Canada Homes has moved quickly to get housing projects off the ground. The Government of Canada has identified public lands that can be converted into housing. We have partnered with local governments to cut the red tape and to fast-track approvals.

In January alone, we moved forward with two major points of progress through Build Canada Homes. The Government of Canada, the Government of Nunavut and Nunavut Tunngavik Incorporated have signed an agreement in principle. It would deliver up to 750 much-needed homes across the territory, including public, affordable and supportive housing. Through the agreement, Build Canada Homes would provide up to $250 million towards this investment.

Importantly, as part of this new partnership, up to 30% of units would be built using innovative, factory-built components. Using off-site, factory-built components would help reduce delays and deliver homes faster. The first units are expected to be completed in the very near future.

As well, the Government of Canada and the Government of Quebec have signed a memorandum of agreement to guide their collaboration on Build Canada Homes projects. This partnership would accelerate approvals and help to identify additional housing projects across Quebec. It would also be critical for unlocking funding for affordable housing to be invested in communities across the province.

Through Build Canada Homes, all levels of government are coming together to address the housing crisis. We would increase the supply of affordable housing and reduce the barriers to construction through a structured and collaborative approach. With private, public and government partners showing up at the table, we would get housing built. Growing and strengthening partnerships is an integral aspect of building homes for Canadians. By combining resources and finding innovative solutions alongside its partners, Build Canada Homes is laying the groundwork for lasting solutions.

The Build Canada Homes act would formally establish Build Canada Homes as a Crown corporation with a clear mandate. As a Crown corporation, Build Canada Homes would have the operational independence, governance and flexibility needed to deliver affordable housing at scale. The legislation would allow Build Canada Homes to operate at arm's length from government, manage assets and innovative financial tools, and make long-term investment decisions more efficiently. This structure would also enable Build Canada Homes to enter into partnerships that would expand housing supply. This would include partnerships with non-profits, private developers and all orders of government, including indigenous communities.

It would reinforce Build Canada Homes's role as a permanent, delivery-focused institution rather than a time-limited program. The Build Canada Homes act would strengthen Build Canada Homes' ability to establish and maintain strong relationships across the housing ecosystem. This is the power of partnership: implementing lasting change. We are working together to build a strong and more unified approach to housing across the country.

Bill C-20 Build Canada Homes ActGovernment Orders

1:35 p.m.

Winnipeg North Manitoba

Liberal

Kevin Lamoureux LiberalParliamentary Secretary to the Leader of the Government in the House of Commons

Madam Speaker, I appreciate my colleague's sense of commitment, realizing that the federal government does have a role to play. I am wondering if she could provide her thoughts and the government's perspective in terms of the importance of working with other levels of government. I think of Winnipeg's mayor and the Province of Manitoba's premier, all of whom seem to be very supportive of our Prime Minister and the federal government's approach to dealing with the housing situation.

Can the member provide her thoughts in regard to how important it is that the federal government work with our partners?

Bill C-20 Build Canada Homes ActGovernment Orders

1:35 p.m.

Liberal

Jennifer McKelvie Liberal Ajax, ON

Madam Speaker, importantly, we realize that municipalities are our partners and that we need to work together to advance housing in municipalities from coast to coast to coast. We have exciting partnerships under way, including right here in Ottawa. Canada's new government has secured a new partnership with the City of Ottawa to build 3,000 mixed income and affordable housing units across the city beginning this year. We have innovative partnerships under way with Nova Scotia and with Quebec.

We are working from coast to coast to coast to find those partners that are committed to building housing at a pace and scale that has never been seen before. I will give an example of how it can be done. For supportive housing, municipal partners can bring forward the land, we can bring forward the capital and the provinces can bring forward that important operational funding.