Madam Speaker, I confess that I have been struggling as to whether I vote for or against the bill.
Of course, building homes for Canadians is a great goal. I would vote for that. I kept trying to figure out why it is that I am having trouble figuring out whether I would vote for it or against it. I guess it is because, when I really study the bill and think it through, it does absolutely nothing, even if fully implemented. That is troubling.
I am just going to get to the bare bones. To Canadians who may be watching, what does Bill C-20 do? It is called an act respecting the establishment of Build Canada Homes. That is a familiar-sounding announcement because it was made on September 14, 2025, when the government created Build Canada Homes as a special operating agency.
That is something it has done a couple of times since the new government came in. Special operating agencies operate under the Treasury Board in an opaque environment where nothing is particularly visible or transparent or included in legislation. We already created Build Canada Homes on September 14 of last year. We are creating Build Canada Homes but not as a special operating agency. The bill deals with that. It would now be a Crown corporation. The bill would set up a Crown corporation. That is what it would do. It does not talk about the housing crisis. It does not give tools to address the housing crisis. It sets no targets. It has no timelines. It does not talk about the housing crisis. The purpose is:
...to promote, support and develop the supply of affordable housing in Canada and to promote innovative and efficient building techniques in the housing construction sector in Canada.
The rest of the bill is devoted to how many people are on the board of directors, what it can borrow and what it can lend. My favourite part of the bill, which, again, is a bill about setting up a corporation, is that this new corporation, Build Canada Homes, can actually take money from the federal government and give it to the federal government. It is lacking, shall we say, in ambition.
The bill misses the point. If it is going to take us through the process of passing legislation in this place, it ought to have accountability. As the member for Vancouver East just pointed out, there is no minister of housing named in the bill as responsible. The minister shall be appointed by someone in the Privy Council at any given time, who will say, of the people around the cabinet table, this week it will be Joe. That is the kind of accountability we have here. That worries me.
We also have the fundamental reality that since the end of the Second World War, since 1945, we have had the Canada Mortgage and Housing Corporation, CMHC. Was there something wrong with CMHC? It has been massively cut. It is not being scrapped. We will still have CMHC. The Minister of Housing is responsible for CMHC. That is an entity we understand. Are there endless delays? Are there things that should be done better at CMHC? Yes, but for a government that wants to, as we always hear from the Prime Minister, move fast, why not use, fit for purpose, the institution we have already? It has in it fewer people who know what they are doing, but it still has a goal and a principle and a practice that understands that housing is a human right.
We have two kinds of housing crises in Canada right now. I want to make sure that this is explicit in the rest of my remarks. We have a crisis of affordability in market housing. People earning good incomes cannot afford a good home. A lot of that is due to industry speculation, things like real estate investment trusts, corporations owning housing and making money out of speculation. That hurts, and so does the supply of housing not being adequate to our population.
The first housing crisis, I will underscore, is a market housing supply problem for affordable housing in rental and ownership. The second housing crisis we have is acute, cruel, grinding homelessness and it is on the rise. What do we do about that?
I want to share an inspiring example. I was so honoured to tour a little place called 12 Neighbours outside Fredericton. It was a few years ago now. I met Marcel LeBrun of Fredericton, a young man. He would maybe not think he is so young now. He is a multi-millionaire because of his own entrepreneurial instincts and because he got involved in an Internet company he built up and then sold. At a sermon in a Baptist church one day, he was called upon to do more.
He made a big donation to a local homelessness group. Then he thought that was not quite enough and the homelessness problem was growing in Fredericton. Long story short, this is what Marcel LeBrun decided to do. He realized that one of the critical obstacles for building affordable homes and social, non-market housing was the cost of land, so he bought a bunch of land. Then he said, “I'm going to build 99 tiny homes on this land, 240-square-foot homes. This will give a person dignity, a home of their own. They can lock the door. It will be their home.”
He applied to CMHC for funding. He was prepared to pay one-third of the cost of this project out of his own pocket. He was putting $12 million of his own money into it. CMHC told him it would take about two weeks to process. He built 35 homes before he heard from CMHC that his project was approved, because it took CMHC about a year and a half. He got it done. Not only did he get it done, but then he saw that these problems were acute. We cannot take someone who has been homeless, living in a tent or in an encampment in the woods, put them in their own home, and magically everything is good for them, because they lack community and they lack social skills. They are still wondering how they are going to make a living.
He created a whole network of social enterprise around the housing development he built himself, for the people in his community, things like a local restaurant that people could come to, where the people who lived in his tiny homes could learn how to work in that restaurant. There is a trade shop, so people can learn how to use a Skilsaw. What Marcel LeBrun has done goes on and on. With supports for mental health and addiction, he did not just build homes. He built a community with love, care and compassion. That can be done in every community if we mandate CMHC to see if it can follow the model of what Marcel LeBrun did on his own to create sustainable long-term housing with strong mental health supports and built-in dignity and community. That is what we should be building.
This Build Canada Homes bill is not about building homes. I am not being mean about it. If colleagues read it, they will see that the Build Canada Homes act is about setting up a Crown corporation, full stop. Build Canada Homes, Bill C-20, is about replacing a special operating agency set up last year with a Crown corporation this year. There are no goals, no timelines, no accountability, no listening to the briefs that the government got from the Assembly of First Nations about engaging indigenous people and no listening to the brief that it got from the Federation of Canadian Municipalities, where the rubber really hits the road at the municipal housing level. That is where people have to figure out what we are going to do.
The government is not listening to the co-operatives in this country. The Co-operative Housing Federation of Canada gave a great brief to the committee that studied this bill. Since the bill does not include timelines or goals, I think that, if we were to actually put meaning into this bill, the clerk of the committee would have said it was outside the scope of the bill, because the scope of the bill is to set up a Crown corporation. After that, well, I wish the current Minister of Housing a great deal of luck. I hope he becomes the designated minister. Maybe he can make something out of this, but this does nothing more than set up a Crown corporation.
We need to do so much more. There will be money thrown at this Crown corporation, for sure. There will be chief executive officers and board members and it will function as a Crown corporation, but will it do more than what Marcel LeBrun did for the people of Fredericton?
The first social housing ever built in this country was in the early part of the 1900s, after the Halifax explosion, when that devastating collision in Halifax Harbour wiped out homes for thousands of people and the government had to build housing for people. The government did it, and did it fast. Nobody froze that winter. Everybody was gotten into housing fast.
We need to act like this is an emergency, because it is an emergency. Women my age in my riding are living in their cars. This is driving me to distraction. Why can we not find the housing, build the housing? There are so many delays. They are unintentional in many cases, but they show a lack of political will, which has to come from the top down. Yes, there are multiple levels of government involved, but the federal government, in Build Canada Homes, should set the standard and set some goals.