John Carmichael

[Ending the Long-Gun Registry Act, February 13th, 2012]

Mr. Speaker, like my colleague, I too mourn the loss of life in that horrific situation, as does every member of our government.

The issue is emotional but when there is loss of life, particularly from gun crime, this government is standing up for victims. We are eliminating the long gun registry because it is ineffective and inaccurate and does not protect people from gun crime and because, at the end of the day, it is a duplication. As I just said in my speech, all of the licensing required to protect people in this country is in fact already in place and need not be replicated, thereby prolonging the inefficient use of taxpayer dollars.

[Ending the Long-Gun Registry Act, February 13th, 2012]

Mr. Speaker, I am very pleased to rise today to add my voice to this important debate on Bill C-19, the Ending the Long-gun Registry Act.

I want to thank my colleague from Nipissing—Timiskaming for sharing his time with me today and for the work he has done on the bill at committee.

I would also like to thank my other colleagues who have worked very hard to have this legislation developed and introduced in the House, fulfilling a long-standing promise to Canadians that we would repeal the long gun registry. In particular, I would like to congratulate the member for Portage—Lisgar, who has fought tirelessly to represent the wishes of her constituents and millions of Canadians by making sure this legislation goes forward once and for all.

I would like to thank every Canadian who has taken the time to write to his or her MP, to attend town hall meetings, to organize rallies and just generally to discuss this important matter with fellow Canadians.

As we are all aware, this is not the first time that legislation has been tabled in this House to eliminate the long gun registry. This is not the first time we have discussed and debated the topic of the long gun registry here or in committee or in consultations with Canadians.

Since it came into force in 1995, and particularly since our government first came to power in 2006, the long gun registry has been the focus of much debate. There comes a time, however, when debate must end and action must be taken. That time is now. Our government is firmly committed to passing this legislation. We told Canadians that we would eliminate the long gun registry. That is exactly what Bill C-19 would do.

The legislation is in fact quite simple. First, it ends the requirement for long gun owners to register their firearms. Second, it ensures that we protect the privacy of individual Canadians by destroying the long gun data currently held in the registry. Canadians can rest assured that our government will not share their personal information with other organizations or government bodies.

It is not a complicated piece of legislation, but as I said, it has generated much discussion. Throughout these debates and during our extensive consultations right across the country with Canadians from a wide cross-section of demographics, we have heard opinions on both sides of this issue.

Unfortunately, over the past several years we have heard ongoing fallacies and myths perpetuated about the long gun registry. We have heard it said that the long gun registry reduces gun crime, as we heard again today. On the face of it, that sounds like a great fact, one that has been trotted out by many members opposite and by the media and organizations across Canada in their desperate bid to save the registry. The reality is that there is no evidence that the long gun registry has stopped a single crime or saved a single life.

Supporters of the long gun registry have also said that it promotes responsible gun use. This is insulting for two reasons. First, it implies that anyone who is opposed to the registry is somehow, by default, promoting a wild west scenario where guns are everywhere and violence is rampant. Second, it implies that long gun owners are irresponsible by nature and can only be held accountable if they fill out the proper paperwork and register their guns. Both of these claims are patently false.

Supporters also claim that the long gun registry is important because it provides a proper record of where guns are located, the number and type of guns in Canada and who owns them. Again, this is a myth. The architects of the long gun registry set an impossible goal of registering and documenting every single long gun in Canada.

Many front-line police officers told us that the information in the registry was inaccurate and that reliance on it is both dangerous and foolish. One detective from the Saskatoon Police Service testified that:

—it's acknowledged by persons within policing, the firearms centre, and the recreational firearms community that there are, at minimum, in excess of one million firearms in Canada that have not been registered. The registry does not indicate where firearms are stored or who may have control of the firearm, nor does it denote ownership. Tens of thousands of firearms are registered inaccurately using patent numbers and catalogue numbers in place of serial numbers or model numbers. Many firearms in the registry have multiple registrations for the same firearm.

Clearly there are issues with the accuracy of this data.

Some of my colleagues in the NDP like fearmonger and trot out the idea that somehow the abolition of the gun registry will increase gun violence. The reality is that the most effective gun control tool in this country is our current gun licensing system and the bill makes no changes to that system.

Currently, every person must undergo a process of training and background checks before obtaining a licence to possess or to acquire any firearm. They must pass the required course on Canadian firearms safety. They also face a screening process to ensure that they have not committed a serious criminal offence and are not prohibited by a court sanction to own firearms and do not pose a risk to society. Also, under the current system, all restricted and prohibited firearms, including handguns, must be registered.

We have been clear that under Bill C-19 these controls will not change. Individuals will still need to go through the proper checks and training to obtain their non-restricted firearms. They will still be required to renew their licence periodically. They will still have to follow the rigorous rules that control prohibited and restricted firearms. These checks and balances are effective tools and we are not proposing any changes to this current system.

Our government has clearly demonstrated that it is serious about getting tough on crime, especially gun crime. However, we also need to ensure that we have a system of gun control that is effective and efficient. That is why the government has undertaken a number of initiatives to enhance compliance with public safety while easing administrative burdens on lawful firearm owners. Our government believes that gun control should target criminals, not law-abiding citizens. It should promote safety on our streets, not frustrate hunters in the bush.

Since May 2006, the government has put key measures in place to protect owners of non-restricted guns from criminal prosecution and to encourage compliance with laws and regulations. First, we introduced an amnesty period to give owners of non-restricted firearms an opportunity to register those firearms and renew expired licences without fear of prosecution. Second, we waived fees for the gun owners who renewed or modified a firearm licence. Finally, over the last number of years, we took steps to enable eligible holders of expired possession only licences to apply for a new POL to bring themselves back into compliance with firearms legislation.

The reason we have taken these steps is quite simple. The measures we have implemented have helped to protect Canadians by making sure that as many gun owners as possible are properly and lawfully licensed and therefore subject to continuous eligibility screening. These measures have been complemented through enhanced resources to strengthen the screening of first-time firearm licence applicants.

Since 2007, our government has committed $7 million annually for enhanced screening of individual licensees. Ours approach to gun control is based on common sense. It is about an approach that does not penalize law-abiding citizens, particularly those in rural areas. It is about an approach that will truly reduce gun crime and keep Canadians safer.

[Financial System Review Act, February 3rd, 2012]

Mr. Speaker, foundational to everything we do as a government is job creation and economic growth. At the root of that is certainly our financial system, one of the strongest in the world, as we heard today, and it will continue to be.

With this debate we expect to take the bill forward for fine tuning and take what is already a very strong financial system, with good governance and good regulations, and make it even stronger.

[Financial System Review Act, February 3rd, 2012]

Mr. Speaker, at the root of today's discussion and debate is the foundational principle that Canada's banking system and financial institutions are the strongest in the world, as recognized by those I identified in my presentation.

Earlier today in debate the parliamentary secretary was asked whether there would be an opportunity when the bill got committee for members to bring recommendations on consumer protection and to deal with issues such as credit cards and the like. She responded at that time that that was the case and she encouraged open debate and discussion on ways we might strengthen what is already a very good system.

[Financial System Review Act, February 3rd, 2012]

Madam Speaker, I am thankful for the opportunity to speak to Bill S-5, Financial System Review Act. Bill S-5 is important legislation because it provides a framework to regulate financial products and services, helping to ensure the continued safety and security of our financial system that Canadians and their families depend on every day.

Before continuing, by way of background, I would note for the benefit of the House that today's legislation is the result of a mandated review. In Canada financial sector legislation is subject to a full review on a five-year cycle to ensure the stability of the sector, with the latest review completed in 2007.

The current review began with a public and open consultation process in September 2010, when all Canadians were invited to share their views on how to improve and strengthen our financial system. This practice sets Canada apart from almost every other country in the world and ensures that laws and regulations by which our financial systems are governed remain the safest and most secure anywhere.

As a recent Ottawa Citizen editorial proclaimed:

—our banking and financial system is the envy of the world. While the great money edifices of countries such as the U.S., Britain and Switzerland cracked at the beginning of the recession, Canadian banks stood firm.

Listen to what Forbes magazine stated:

—Canada has avoided many of the problems that currently bedevil the U.S.—mountains of public debt, a banking system in crisis...With no bailouts, it is the soundest [financial] system in the world, marked by a steady and responsible continuation of lending and profits.

Indeed, for the fourth year in a row, the World Economic Forum recently rated Canada's banking system the best in the world. Only days ago, an independent global organization, known as the Financial Stability Board, praised Canada's financial system, calling it a model for all countries. The Financial Stability Board stated:

The strength of the economy and of the financial system at the onset of the crisis meant that no Canadian financial institution failed or required government support in the form of a capital injection or debt guarantees.

As the past few years have shown, international praise for our system is well-founded. While the global financial crisis resulted in nearly $2 trillion in losses for banks and insurance companies, Canada's banks stood solid, bolstered by sound risk management and supported by an effective regulatory and supervisory framework. In fact, Canada was the only country in the G7 that did not have to bail out its major banks with taxpayer money in the aftermath of the 2008 financial crisis.

I neglected to announce that I am splitting my time today with the member for Etobicoke—Lakeshore.

This Canadian resilience matters. A strong financial sector plays a fundamental role in supporting a strong economy, and not just in times of crisis. Families, workers, retirees and pensioners count on it for the security and growth of their deposits and investments and to maintain the standard of living that they worked hard to build. Consumers rely on it for competitive financial products to keep their mortgages and other household financing affordable. Businesses, large and small, also depend on it for access to competitive financing to allow them to invest and grow.

The financial crisis highlighted the importance of evaluating the overall size of financial institutions, their global linkages and the impact of these factors on the best interests of Canada's financial system.

The crisis also resulted in extensive changes in the regulatory framework, which continues to ensure that Canada is home to one of the safest and soundest financial sectors anywhere in the world. The financial system review act would build on these reforms and fine-tune the efficiency and effectiveness of this framework. It would improve the ability of regulators to share information efficiently with their international counterparts. This would help to fulfill our G20 commitments at a time when financial institutions increasingly operate on a global scale and would ensure effective supervision and regulation across borders.

The bill also recognizes the implications of global reform on Canadian banks. Since 2001, Canadian banks and their holdings have grown significantly. The new Basel III capital standards in 2013 will further increase capital levels. Based on projections until 2017, the threshold defining a large bank will be raised to maintain the current policy. Today's bill would increase the large bank ownership threshold from $8 billion to $12 billion.

Bill S-5 would also strengthen consumer protection for the financial sector, most notably by enhancing the supervisory powers of the Financial Consumer Agency of Canada also known as the FCAC. The agency is mandated to ensure that federally regulated financial institutions adhere to the consumer provisions of the legislation governing financial institutions and their public commitments. FCAC is also the government's lead agency on financial education and literacy and has moved forward with an array of excellent initiatives in recent years.

The agency has developed innovative tools to help Canadians plan their financial future, like a mortgage calculator that quickly determines payments as well as the potential savings which can be realized by paying early. It also publishes valuable information online to help consumers choose credit card and banking packages best suited to their own needs.

Bill S-5 also proposes to increase the maximum fine that can be levied by the agency for consumer protection violations to better protect Canadians.

Finally, the financial system review act would build on this government's ongoing actions to cut red tape by proposing to reduce the administrative burden on financial institutions and increase regulatory flexibility. This includes eliminating duplicative disclosure requirements and allowing limited testimonial immunity for federal officials to enhance operational efficiencies. These measures would contribute to a well-functioning financial system that meets the needs of Canadians and supports our future economic prosperity.

Today's legislation is important because it concerns one of the key foundations of the global economy. Canada's financial sector plays a pivotal role in fostering financial stability in safeguarding the savings of Canadians and in fuelling the economic growth that is essential to our standard of living.

We also recognize that Canada's financial sector is a critical component of the Canadian economy, employing over three-quarters of a million Canadians in well-paying jobs. What is more, the sector represents about 7% of Canada's GDP.

As the Canadian Life and Health Insurance Association declared during the Senate's consideration of this important legislation, “prompt passage of the bill will ensure the legislative stability and continuity that are so important to the financial services sector”. Updates to the financial legislative framework will continue to ensure that Canada's financial institutions operate in a competitive, efficient and stable environment and will help Canada maintain its well-earned reputation as a global leader in financial services.

[Financial System Review Act, February 3rd, 2012]

Madam Speaker, as we hear from the parties opposite, everyone wants to take credit for our current success with our banking system and financial institutions. Certainly, the Canadian system is sound and strong and has survived the last several years of difficult economic times in a way that organizations around the world have recognized.

I commend the member for his appointment to the finance committee, and I wonder if he could speak to some of concerns about regulation, which he recognized were technical in nature and needed to be simplified, but specifically in terms of consumer protection. I wonder if he could go a little deeper and address some specific issues that are of concern to him.

[National Flag of Canada, January 30th, 2012]

Mr. Speaker, first and foremost, I would like to wish you and all of my colleagues a warm welcome back to the House. I hope everyone enjoyed some festive cheer with their family, friends and constituents over the course of the break. I am delighted to have the opportunity to return to the House this morning.

It is also a pleasure to start this new year speaking to private member's Bill C-288, An Act respecting the National Flag of Canada, on behalf of the people of Don Valley West, and for that matter, all of Canada.

I wish to take members back in our shared history. On February 15, 1965, our Canadian flag was raised for the very first time. The Hon. Maurice Bourget beautifully articulated the meaning of the flag and what it represents. He stated:

The flag is the symbol of the nation's unity, for it, beyond any doubt, represents all the citizens of Canada without distinction of race, language, belief or opinion.

These words ring as true today as they did 46 years ago. The flag represents our country's incredible unity from coast to coast to coast, where within these borders people from every corner of the world have the opportunity to etch their place within Canada. Canadians, from recent immigrants to those whose generations past first settled this land, are united in the essence of what it means to have this citizenship, to take pride in our breathtaking landscapes, to participate in democracy, to practise the faith that speaks to them, and to know that each and every one of us can call ourselves Canadian regardless of what language we speak.

The Canadian flag is a deeply symbolic icon. Its beauty in simplicity has made it an internationally recognized symbol. Citizens, from our Olympians presenting excellence on the world stage to undergraduates who stay in hostels while backpacking their way through faraway lands all proudly display our flag. It symbolizes the very values for which our valiant armed forces risked their lives. These men and women in action have seen first-hand countries where citizens live in fear and dictatorship. For these veterans the flag represents the Canada and our values for which they fought. It is shameful that those who risk their lives in the call of duty are being barred from displaying the flag today.

I thank the member for Cumberland—Colchester—Musquodoboit Valley and all members in the House who have spoken in support of this very important bill. Bill C-288 acts to ensure that all citizens across all of Canada have the same rights to fly the flag any day of the year. I am proud of our country. I am proud of our flag and all that it represents to our great nation.

[New Democratic Party of Canada, December 15th, 2011]

Mr. Speaker, the NDP has had quite a year of attacking Canada at home and abroad. Its members fought against good-paying union jobs in the energy sector. They have opposed tax measures that helped Canadian families. Instead they offer lavish spending schemes that would push Canada off track and from a return to balanced budgets and have offered a whole range of higher taxes.

The NDP leadership candidates have proposed tax hikes on job creators, on consumers, on investors, on families, on banks and even a carbon tax that would raise the price of gas, energy and almost everything people buy.

The NDP agenda will put the economic recovery at risk, cost hundreds of thousands of jobs and hurt Canadian families. Canadians cannot afford the ineffective, disunited NDP—

[The Economy, November 30th, 2011]

Mr. Speaker, today Statistics Canada reported that Canada's economy grew 3.5% in the third quarter. This growth is beyond the expectations of private sector economists. It is a positive sign in troubled times. Yet, we know that as a result of this period of economic uncertainty, there are many Canadian families that are struggling to make ends meet.

Would the Prime Minister please comment on the government's plan to protect jobs and economic growth in Canada?

[National Flag of Canada Act, November 18th, 2011]

Mr. Speaker, the purpose of the bill is to create a unifying environment where we can create a dialogue in which we can talk about what it will take to bring both sides together. I support the initiative of those who want to fly the flag at their homes, on their balconies, et cetera. That is the core of what we are talking about today.