The House is on summer break, scheduled to return Sept. 15

Cost of Living Relief Act, No. 2 (Targeted Support for Households)

An Act respecting cost of living relief measures related to dental care and rental housing

This bill is from the 44th Parliament, 1st session, which ended in January 2025.

Sponsor

Jean-Yves Duclos  Liberal

Status

This bill has received Royal Assent and is now law.

Summary

This is from the published bill. The Library of Parliament has also written a full legislative summary of the bill.

Part 1 enacts the Dental Benefit Act , which provides for the establishment of an application-based interim dental benefit. The benefit provides interim direct financial support for parents for dental care services received by their children under 12 years of age in the period starting in October 2022 and ending in June 2024.
Part 2 enacts the Rental Housing Benefit Act , which provides for the establishment of a one-time rental housing benefit for eligible persons who have paid rent in 2022 for their principal residence and who apply for the benefit.
Finally, Part 3 makes related amendments to the Income Tax Act , the Excise Tax Act and the Excise Act, 2001 .

Elsewhere

All sorts of information on this bill is available at LEGISinfo, an excellent resource from Parliament. You can also read the full text of the bill.

Bill numbers are reused for different bills each new session. Perhaps you were looking for one of these other C-31s:

C-31 (2021) Reducing Barriers to Reintegration Act
C-31 (2016) Law Canada-Ukraine Free Trade Agreement Implementation Act
C-31 (2014) Law Economic Action Plan 2014 Act, No. 1
C-31 (2012) Law Protecting Canada's Immigration System Act

Votes

Oct. 27, 2022 Passed 3rd reading and adoption of Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing
Oct. 27, 2022 Passed Concurrence at report stage of Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing
Oct. 27, 2022 Passed Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing (report stage amendment)
Oct. 27, 2022 Passed Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing (report stage amendment)
Oct. 19, 2022 Passed 2nd reading of Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing
Oct. 19, 2022 Failed 2nd reading of Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing (reasoned amendment)

Debate Summary

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This is a computer-generated summary of the speeches below. Usually it’s accurate, but every now and then it’ll contain inaccuracies or total fabrications.

Bill C-31 aims to alleviate the cost of living for eligible Canadians through two main measures: a tax-free dental benefit of up to $650 per year for children under 12 in low- to middle-income families without private dental insurance and a one-time $500 payment to low-income renters who spend a significant portion of their income on rent. The dental benefit is intended as an interim measure while a comprehensive national dental care program is developed, and the rental benefit aims to provide immediate relief to struggling renters. The bill proposes to use the Canada Revenue Agency to administer the benefits.

Liberal

  • Supports dental benefit: The Liberal party supports the bill, which proposes a Canadian dental benefit to help families who are having difficulty paying for dental care for their children. The introduction of this benefit is viewed as the first step toward a comprehensive, long-term national dental care program.
  • Rent relief: The bill provides a one-time top-up to the Canada housing benefit, consisting of a single payment of $500 to approximately 1.8 million renters who are struggling to pay their rent. This federal allowance will be available to Canadians with adjusted net incomes of less than $35,000 for families, or $20,000 for individuals, and who pay at least 30% of their income on housing.
  • Addresses affordability: The Liberal speakers stated that the bill addresses the rising cost of living, particularly through higher food prices and rent. They argue that it will help families weather the impact of higher costs by putting more money back in the pockets of the middle class and those who are working hard to join it.
  • Provinces and territories: While this interim program is in place, the Government of Canada will take the necessary steps to build a comprehensive, longer-term dental care program. That includes engaging with key stakeholders, including the provinces and territories, indigenous organizations, dental associations and industry to help inform the approach to implementing a long-term Canadian dental care program.

Conservative

  • Against Bill C-31: The Conservative party is against Bill C-31, arguing that the proposed measures are insufficient to address the root causes of the cost-of-living crisis faced by Canadians. The Conservatives believe the bill fails to provide meaningful relief and could exacerbate inflation due to increased government spending.
  • Focus on fiscal responsibility: Conservatives advocate for fiscal responsibility, calling for controlled government spending and balanced budgets. They suggest measures like implementing a "pay as you go" system, identifying savings for every new expenditure, and avoiding further tax increases to alleviate the financial burden on Canadians.
  • Prioritize essential needs: The Conservatives emphasize the importance of prioritizing essential needs such as housing, food, and energy. They propose increasing domestic production, reducing reliance on foreign imports, and removing barriers to facilitate the growth of key sectors like agriculture and energy.
  • Support for tax cuts: The Conservatives strongly advocate for tax cuts, arguing that reducing the tax burden on individuals and businesses will stimulate economic activity and improve affordability. They propose canceling planned tax increases, including payroll tax hikes and carbon tax increases, to provide immediate relief to Canadians.

NDP

  • Supports dental care, housing: The NDP initiated and supports the bill, to establish the principle of dental care in Canada and supports for Canadians struggling to pay rent and keep a roof over their heads.
  • Fights corporate greed: The NDP argues that rising inflation is being driven by corporate greed, with CEOs' salaries and corporate profits skyrocketing while workers' wages lag behind; they want to make CEOs pay their fair share.
  • Liberals too slow: The NDP feels the Liberals are too slow to act and are only acting now because they were forced to by the NDP, while the Conservatives would let people fend for themselves.
  • A step to universal care: The NDP views the bill as a down payment on a permanent national dental care plan, ultimately achieving Tommy Douglas's vision of universal health care including dental, eye, and mental health.

Bloc

  • Not true dental insurance: The Bloc argues that Bill C-31 does not establish dental insurance but provides a benefit that does not adequately cover dental needs and involves a cumbersome process through the CRA's My Account portal. It is seen as a benefits increase disguised as a dental program involving red tape.
  • Infringes on provincial jurisdiction: Members emphasize that healthcare, including dental care, falls under provincial jurisdiction, particularly in Quebec, where existing programs have been in place since 1974. The federal government is criticized for infringing on provincial jurisdiction rather than increasing health transfers, which would be a more effective solution.
  • Superficial solution to housing: The proposed $500 rental housing benefit is dismissed as a band-aid solution that does not address the root causes of the housing crisis. Members call for sustainable, predictable programs and increased investment in social housing, pointing to examples like Vienna where a significant portion of housing is social housing.
  • Bill is politically motivated: The Bloc believes the bill is more about politics and optics than addressing substantive issues. They suggest the Liberal government is prioritizing a deal with the NDP over collaboration with other parties and respecting provincial jurisdiction, and implementing effective measures.

Green

  • Support dental care: The Green Party supports the bill's interim dental care benefit as a first step towards including dental care in the public health care system. The party had proposed this in 2015 and recognizes dental care's importance to overall health.
  • Health care system crisis: The Green Party acknowledges a broader health care crisis, with constituents concerned about the lack of family doctors, emergency service cuts and ambulance availability. They argue the bill does not address these pressing issues adequately.
  • Housing a human right: The Green Party supports addressing the housing crisis by recognizing housing as a fundamental human right. They advocate for strategies that target the root causes of housing unaffordability, such as the commodification of homes and the influence of real estate investment trusts.
  • REITs and affordable housing: The Green Party criticizes the tax exemption for Real Estate Investment Trusts (REITs). They suggest taxing REITs at the regular corporate rate to generate revenue for affordable housing initiatives and counteract the commodification of housing.
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Cost of Living Relief Act, No. 2Government Orders

September 22nd, 2022 / 11:10 a.m.

Conservative

Pierre Poilievre Conservative Carleton, ON

Mr. Speaker, it is no surprise that institutional investors have been able to outbid everyday working-class Canadians for housing. Why? Because the government flooded the financial system with $400 billion of newly created cash. When it pumped that cash into the financial system, it went into mortgage lending. Who is preferred to borrow that money? Wealthy, well-connected institutional investors. They got their hands on that money and they used it to bid up housing prices out of the reach of the working class, meaning that young people, who not long ago would have been able to afford a home, are now permanent renters.

We need to change this system. We need to stop the money printing, ensure that we have a financial and monetary system based on hard, sound money.

Finally, we need to incentivize local government gatekeepers to get out of the way, deliver faster and more affordable building permits, so we can get houses built for our youth.

Cost of Living Relief Act, No. 2Government Orders

September 22nd, 2022 / 11:10 a.m.

Conservative

James Bezan Conservative Selkirk—Interlake—Eastman, MB

Madam Speaker, I want to thank the official leader of our opposition for not only winning our Conservative leadership race recently, but also for laying out a clear vision as to how we can actually fix all of the problems created by the Liberal government.

It seems like we have seen this movie before. I look back to when Pierre Elliott Trudeau was the prime minister of Canada and we saw inflation go out of control, because of out-of-control government spending and sky-high interest rates. I bought my first chunk of farm land back in 1984 and I paid 21.5% interest on my mortgage. That was because of irresponsible Liberal government programs and increased money being spent, which affected our economy.

Is this a problem again of Liberal times always being tough times? Does the official leader of the opposition think that this is again, like father, like son?

Cost of Living Relief Act, No. 2Government Orders

September 22nd, 2022 / 11:10 a.m.

Conservative

Pierre Poilievre Conservative Carleton, ON

Madam Speaker, the Liberals are like the Bourbon dynasty: They learn nothing and forget nothing. They are right back to the same policies.

Pierre Elliott Trudeau ran monstrous money-printing deficits. Of course, that led to 12% inflation, 12% unemployment and then ultimately 19% or 20% interest rates. If we combine unemployment and inflation, we get the misery index. It reached a record-smashing 24% under the first Trudeau, which delivered the highest suicide rates in Canadian history in 1983.

My earliest memories are of that time, and my parents suffered because, while they were school teachers and did not lose their jobs, they got hit with those interest rate hikes just like everyone else and lost their rental properties. We ended up having to move to a smaller place because of that. We were among the lucky since we were able to get into a home.

We are following the same policies. We have 40-year highs of inflation. Inflation is higher than at any time since the last Trudeau. If we do the same things, we get the same results.

The good news is that after Canada was liberated from Pierre Elliot Trudeau, we spent a lot of years doing the exact opposite: shrinking the size of government, reforming our taxes, opening up our economy and standing up for working-class people. That is exactly what we are going to do again, and we are going to get even better results next time.

Cost of Living Relief Act, No. 2Government Orders

September 22nd, 2022 / 11:10 a.m.

The Assistant Deputy Speaker Carol Hughes

We have a question of privilege from the hon. member for Sherwood Park—Fort Saskatchewan.

The House resumed consideration of the motion that Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing, be read the second time and referred to a committee.

Cost of Living Relief Act, No. 2Government Orders

September 22nd, 2022 / 11:25 a.m.

Bloc

Jean-Denis Garon Bloc Mirabel, QC

Madam Speaker, I am seeking the unanimous consent of the House to share my speaking time with my admirable colleague, the hon. member for Beauport—Limoilou.

Cost of Living Relief Act, No. 2Government Orders

September 22nd, 2022 / 11:25 a.m.

The Assistant Deputy Speaker Carol Hughes

Does the hon. member have the unanimous consent of the House to share his time?

Cost of Living Relief Act, No. 2Government Orders

September 22nd, 2022 / 11:25 a.m.

Some hon. members

Agreed.

Cost of Living Relief Act, No. 2Government Orders

September 22nd, 2022 / 11:25 a.m.

The Assistant Deputy Speaker Carol Hughes

It is agreed.

The hon. member for Mirabel.

Cost of Living Relief Act, No. 2Government Orders

September 22nd, 2022 / 11:25 a.m.

Bloc

Jean-Denis Garon Bloc Mirabel, QC

Madam Speaker, I would like to take a moment to thank my constituents in the beautiful riding of Mirabel for putting their trust in me one year ago today. Every day, I am reminded what an honour it is to represent them.

I have been thinking about my constituents. I was thinking about them yesterday. I was thinking about them this morning. I was thinking that last year, the people of Mirabel, along with all Quebeckers and Canadians, voted in a minority government. They voted in a government that was meant to work with the other opposition parties, discuss with them and be constructive. That is what the people of Mirabel wanted. That is what Quebeckers wanted. That is what Canadians wanted.

A minority government is not necessarily a weak government. It can be a government that is strong because it seeks consensus, engages in dialogue, listens and communicates with the provinces and Quebec. A minority government can be a strong government if it goes about things the right way. However, what the current Liberal government decided to do is an admission of weakness. It has rejected the mandate it was given. Rather than doing the work that Canadians and Quebeckers asked it to do, this government decided to give in to the NDP's laundry list of demands to circumvent democracy.

There is a reason we are presented with flawed, convoluted, last-minute bills like Bill C-31. Drafting good bills, especially budgetary and financial bills, takes time, thought, preparation and consensus. To top it all off, the bill before us today deals with health care.

It is important to note that dental health is part of overall health. What is more, this is a field in which Ottawa does not know what it is doing. It does not have the expertise or the jurisdiction. It is not set up for this.

This summer, the people of Mirabel saw that the federal government was unable to issue passports, so they are not convinced that they want the federal government messing with their teeth. We understand. That is fair. What is worse is that there is no connection—

Cost of Living Relief Act, No. 2Government Orders

September 22nd, 2022 / 11:30 a.m.

The Assistant Deputy Speaker Carol Hughes

Order. I will remind the member that he cannot hold up documents during his speech, especially when they have the party logo on them. I am reminding the member as he knows full well that he is not supposed to do that.

Cost of Living Relief Act, No. 2Government Orders

September 22nd, 2022 / 11:30 a.m.

Bloc

Jean-Denis Garon Bloc Mirabel, QC

Madam Speaker, I apologize. I am sorry for having to be told and I will be sure not to do it again.

Bill C-31 has no teeth and has nothing to do with dental health. It does not meet dental needs. It is not insurance, and it is not dental insurance. This bill reflects a total lack of understanding of the existing programs in Quebec and also in other provinces.

I am going to explain what Bill C‑31 really does. All it does is top up the family benefits and the Canada child benefit that already exist. The Bloc Québécois asked for targeted measures to help families with children, low-income families, taxi drivers and people currently affected by rising prices. However, all the government is saying is that it will top up the Canada child benefit for families with an income of less than $90,000 a year to help them deal with the increased cost of living. Now the NDP is telling the government that this bill has no teeth. The government says that those who want the benefit should submit the dentist's bill, even if it is just for $1, $2 or $3 for strawberry-flavored fluoride, for example, and they will be fully reimbursed.

The Minister of Health is an economist, so he should know that there are no assurances in that. He should know that this program may help families, but instead of increasing their benefits, the government wants them to submit their receipts to the Canada Revenue Agency, fill out forms in triplicate and use the My Account portal. We all know how well MyAccount works and how much everybody loves using it. The government wants people to fill out paperwork, and if they do not have the money to pay for care up front, then they need to fill out even more paperwork to get the money up front and eventually receive care. Ordinarily, if the NDP were not here to get in the way of families and these benefits, the government would give the people money and they would go to the dentist or wherever. This bill is a benefits increase disguised as a dental program where families are asked to spend their time filling out paperwork. I congratulate the NDP.

This whole thing is meant to give the NDP members a chance to parade around their ridings, lying through their teeth about having achieved something for dental health. I have news for them: They have been shafted, and on top of that, families will to deal with red tape. This is unacceptable.

It is especially unacceptable because Quebec is getting shafted even more than the NDP on this issue. To qualify for this Canada child benefit top-up, the child's dental care must not be fully covered through private or public insurance. However, since 1974, Quebec has had an extremely progressive policy for children under 10. It covers most of the services that families need. This program could be enhanced, which would be possible if Ottawa would provide health transfers. This program means that Quebeckers who go to the dentist for routine care do not have to pay a cent. They are not eligible for this federal money. What should Quebeckers do, ask for strawberry-flavoured fluoride or an extra filling? Should we ask for additional services and try to spend more at the dentist, just so we can get a benefit that could have been enhanced, by consensus in the House, at the touch of a button? This is all because of the little deal reached between the Liberals and the NDP. The Liberals do not want to talk to the Bloc Québécois, the Conservatives or the Greens in order to work the way a Parliament should work.

Not surprisingly, when the Liberals unveiled Bill C‑31, they came off looking kind of foolish. The day they made the announcement, there just happened to be a press conference in Quebec where people in the field, people who had spent more than just a couple of weeks thinking and talking about the issue, people who are very familiar with the issue, asked the Government of Quebec to increase public coverage in Quebec and urge Ottawa to boost health transfers. These people were asked what they thought of the federal government's Bill C‑31, which will not actually cover any additional services and will get families tangled up in red tape, forcing them to take the kids on fun family outings to the Canada Revenue Agency instead of helping them with their homework.

Unions, seniors' advocacy groups and the poor responded quite eloquently to Bill C‑31. I want to read from a document that I have here. The response is so clear that I could not have said it better myself. They said that it is nonsense.

That is what people in the know are saying. For years, they have been asking for services, for real coverage. They are asking to be able to go to the dentist under an existing program and have the services already covered.

We have gotten to this point because the federal government broke its promise to negotiate health transfers with the provinces. Since the start of the pandemic, the Prime Minister has been telling us that there is a pandemic going on, that now is not the time, that it is too soon. The government said that once the pandemic was over, it would negotiate increased health transfers with the provinces, as Quebec and the provinces are calling for. Everyone agrees on increasing health transfers, except the federal government. When it comes to health transfers, the government has no money, but when it comes to things the NDP wants, there is always money available.

The pandemic is over. The temporary EI measures are set to be lifted on Sunday. Some 60% of workers in Quebec and Canada who are receiving EI will be left high and dry, on the basis that the pandemic is over. It does seem to be over, since Bill C‑31 would implement measures to increase families' purchasing power, given that we are in the midst of a postpandemic surge in inflation, which we hope is temporary.

Enough with this nonsense. People need real care. Children need real dental care. The provinces are the experts here, and that is how it should be. The government must keep its word.

I want to conclude by saying that we will vote in favour of the bill because we support the principle. I think it needs some work in committee. With a few fillings, some fluoride, a good brushing, a rinse and a few amendments, this bill might just pass the smell test.

Cost of Living Relief Act, No. 2Government Orders

September 22nd, 2022 / 11:35 a.m.

Winnipeg North Manitoba

Liberal

Kevin Lamoureux LiberalParliamentary Secretary to the Leader of the Government in the House of Commons

Madam Speaker, I am glad the member is going to be supporting the bill. It is a good piece of legislation. There are some provinces that actually advance dental care more than other provinces. The legislation we are talking about would assist thousands of children in all regions of the country, including in the province of Quebec, where I would see it more so as complementing the services Quebec currently offers.

Why, in any fashion, would the Bloc prevent a federal initiative that would provide badly needed dental care to children of all regions of our country?

Cost of Living Relief Act, No. 2Government Orders

September 22nd, 2022 / 11:40 a.m.

Bloc

Jean-Denis Garon Bloc Mirabel, QC

Madam Speaker, I am starting to have some experience here, so I know not to expect the member for Winnipeg North to actually listen to my speech. I said that the bill is full of cavities, but, speaking of care, there might be a way to make it better.

I understand that the member comes from a province that does not have a progressive provincial dental insurance program like Quebec does. I understand that it is not part of his culture to know that Quebec already has this type of program. The government is not helping families by duplicating the program, by complicating it and by creating obstacles for families who want an increase in family benefits. Rather than giving them money, the government is telling them to go to the CRA to have their claims verified. How is that good news for families? I would like someone to explain that to me.

Cost of Living Relief Act, No. 2Government Orders

September 22nd, 2022 / 11:40 a.m.

NDP

Alexandre Boulerice NDP Rosemont—La Petite-Patrie, QC

Madam Speaker, I thank my hon. colleague for his speech.

I am more hopeful and optimistic than he is because, last year, in Rosemont—La Petite-Patrie, when I met up with people in parks or went door-knocking, people really seemed to care about dental coverage whenever we talked about it. Not everyone has supplementary insurance or coverage through some kind of public plan, so people really want this.

After the Liberals voted twice against NDP proposals to make dental care available to the poor and the middle class, we used our leverage in the House to force the Liberals to do just that, for the benefit of families, workers and anyone who cannot afford dental care. By the end of the year, dental care will be covered for kids aged 12 and under, and by next year, it will be covered for teenagers and seniors. This is good news for poor and middle-class Quebeckers, and it is all thanks to the work being done by the NDP.