Bill C-319

An Act to amend the Old Age Security Act (amount of full pension)

This enactment amends the Old Age Security Act to increase the amount of the full pension to which all pensioners aged 65 or older are entitled by 10% and to raise the exemption for a person’s employment income or self-employed earnings that is taken into account in determining the amount of the guaranteed income supplement from $5,000 to $6,500.

Old Age Security Act

[Andréanne Larouche, Bloc, Shefford, QC]

moved that the bill be now read a third time and do pass.

[Kevin Lamoureux, Liberal, Winnipeg North, MB]

Madam Speaker, I rise on a point of order. It might have been just because of interpretation. We did want to see the bill go to third reading, but we did not want to see it go unanimously. I am not too sure whether that was being suggested.

[The Assistant Deputy Speaker, Carol Hughes]

I did correct the record, and it was adopted.

[Blake Richards, Conservative, Banff—Airdrie, AB]

Madam Speaker, on a point of order, I was a little unclear because you did say that it was adopted on division and you are now saying—

[The Assistant Deputy Speaker, Carol Hughes]

I cleared it up. When I asked if it was being adopted, nobody stood up to say otherwise so it was adopted, and not on division.

The hon. member for Shefford has the floor.

[Andréanne Larouche, Bloc, Shefford, QC]

Madam Speaker, we have reached a crucial stage for this bill. Here is what I was thinking. Given everything that we are hearing, how should I discuss Bill C‑319 at third reading stage?

I will begin with a brief introduction and a little background.

I want to make it clear that, when I talk about Bill C-319 and age discrimination, this is something that I care a lot about. Perhaps there are people who do not know this about me, but before I became an MP, I worked for over two years at a community organization as a project manager responsible for raising awareness of elder abuse and intimidation.

I wanted to take my work on the issue of discrimination and prejudice against seniors even further. That is one of the reasons I decided to go into politics. I am not the only one who wanted to work on this issue. When I decided to go into politics, I gave it a lot of thought. I remember very well that, leading up to the 2019 election campaign, I was not the only one who wanted to do something to help seniors. The member for Beloeil—Chambly, the leader of the Bloc Québécois, wanted to bring this issue to the table in the House of Commons. While we were hoping that the Bloc Québécois would make a comeback in the House at the time, the Bloc leader already intended to bring the issue of seniors before the House, because he had noticed that the House had not talked about that issue for a long time. The House was not talking enough about seniors. Helping seniors is really part of the Bloc Québécois's DNA.

I also remember that, before I was asked to take on this campaign and bring the issue of seniors back to the forefront in the House of Commons, I worked as an assistant to a Bloc Québécois member from 2007 to 2011. I was in charge of constituent cases. I realized that the most frequent questions were about the guaranteed income supplement and the fact that it was not completely automatic and not easy for seniors to access. Bloc members were the ones who worked on this issue, determining how to make the GIS payment automatic, how to ensure that more of our eligible seniors would get it. Seniors were already on the Bloc's radar.

I took a break from politics and worked in the community. As I said, before I was elected, I worked with groups, round tables and seniors' groups. We were already talking about this discrimination against seniors back then. We were talking about how too many seniors are financially vulnerable. That topic was already being discussed. It is nothing new. We were talking about it before the Bloc Québécois came back with a vengeance in 2019.

I will briefly give some background. During the election campaign, the Liberals were already talking about increasing pensions by 10% for people aged 75 or over. I remember that we stood out early on in campaign debates because we were already arguing that creating two classes of seniors was wrong, that it was not done, and that we had to increase old age security, the universal program for everyone, starting at age 65. That is how the program operates. That is the base amount provided at retirement. This issue became the focus of the first questions we asked when the House returned in December 2019. Even then, we were asking the government about this legislation, about its plans to discriminate on the basis of age.

When we came back in early 2020, my colleague from Joliette and I met with the Fédération de l'Âge d'Or du Québec, or FADOQ, at the Olympic Stadium in Montreal as part of our pre-budget meetings. One of FADOQ's demands was to increase old age security, but for all seniors, starting at age 65. FADOQ members had also heard rumours that the government was thinking of increasing pensions for people aged 75 and over. They were the ones who asked us to champion this demand, which was a priority for them. We made it a condition for passing budget 2020.

We have made it a condition every time a budget has been tabled since the 32 Bloc Québécois members have been in the House, going back to 2019. We have made this issue a condition. Regardless of what my Conservative colleagues may think, it is also one of the reasons we did not support the government on budgetary matters. We voted against the budgets because we had set conditions. It was not just that one. We had also set conditions regarding funding for oil and gas companies. We set a lot of other conditions for various budgets over the years, but this one was always among them.

Then, the pandemic happened. Assistance was announced for everyone, except seniors. Even though they were isolated, they had to continue to pay their bills, and they, too, were affected by what was known as the COVID-19 tax, the additional fees that started being charged. Many companies had to start charging delivery fees. Seniors were affected by the pandemic too, but the government did not announce any assistance for them. We had to come back to the House. I remember those somewhat strange times at the beginning of the pandemic when we came back to Parliament. There were not very many of us here. However, we came back to ask the government to provide assistance for seniors, who had not received any help. It was good that the government helped families and businesses, but it forgot about seniors, and we had to come back to the House. In the end, what the government proposed at the time was to give seniors the much-touted one-time cheque for $300, or $500 in the case of those who were receiving the GIS. That was a partial win for seniors. They did not get as much assistance as everyone else, but at least they got something because we had come back to the House to talk about it. However, the fact remains that it was just a one-time cheque.

Time went by and the pandemic wound down, but the government did not announce any other assistance measures for seniors. We raised the issue again and proposed increasing the OAS pension for all seniors aged 65 and up. In 2021, we once again included that in our list of conditions for supporting the budget. We then tabled a first petition in the House. What is interesting is that this is an intergenerational concern. It affects all generations. A young man in his 20s, Samuel Lévesque, had contacted me to say that he did not think this discrimination was fair. His grandparents had told him that their friends who were 75 and up were getting help, but that they were not. He understood the situation and he wondered what more he could do. He ended up starting a petition.

Then an election was called, but right before that, once again, one-time $500 cheques were sent out to people aged 75 and over. Although this should have made people happy, I received emails from seniors who said they felt used and exploited. They said that these were purely vote-seeking cheques and that this one-time assistance, which consisted of a single cheque, was not what they needed. What they needed was a complete overhaul of assistance measures for seniors.

That is why we, once again, made this a key issue in the election campaign. We proposed that assistance be provided to all seniors who receive the pension starting at age 65. In early 2022, we dedicated an opposition day in the House to this issue. The Bloc Québécois used one of its opposition days to discuss this topic, to say that the government had to reconsider its plan to increase OAS only for people aged 75 and over. In the end, in the summer of 2022, only seniors aged 75 and over received the 10% increase. We did not let up. Another petition was launched calling on the government to correct this unacceptable inequity. In 2023, we even held a symposium in Granby, where people from across Quebec and civil society organizations came to share their thoughts. Once again, it became clear that the growing economic inequalities among seniors needed to be addressed.

Then, last year, we came up with Bill C-319. It was introduced in March 2023, and the first hour of debate at second reading took place in May 2023. The last hour of second reading and the vote were held in the fall of 2023. I spent the entire month of August last year touring around. I went to Amqui, in the riding of my colleague from Avignon—La Mitis—Matane—Matapédia.

I went to the riding of Beauport-Limoilou. I also went to meet the people of Thérèse-De Blainville and many others. Finally, we came back to the House after that tour motivated us to take action. The tour pushed us to move forward with this bill.

That was not the first time. To go back a bit, in 2021, I remember attending some of my colleagues' nomination meetings in the Abitibi‑Témiscamingue region. There were some seniors chatting around a coffee shop. It was nice. They came to meet me and we talked. They said that we absolutely needed to eliminate this age discrimination. We also need to start removing barriers seniors face when they want to stay in the workforce. These two considerations are reflected in Bill C‑319.

Last fall, we won a majority vote in the House. That is quite something. It was a majority vote in which I even managed to convince my Conservative colleagues that the extra 10% should also go to people aged 65 to 74. People who wanted to work should be able to earn a little more without having their guaranteed income supplement clawed back. So the bill had to increase from $5,000 to $6,500 the amount people could earn without having their GIS reduced.

We had that majority vote and referred the bill to the Standing Committee on Human Resources, Skills and Social Development and the Status of Persons with Disabilities. I appeared at committee for an hour. My colleague from Thérèse-De Blainville, who sat on the committee, questioned witnesses. Thanks to that hour of testimony I had with the witnesses and my colleague's work, which I would like to commend, we managed to get a unanimous report from the committee. Even government members recognized that this unacceptable inequity had to end.

I have given a bit of the background. I have talked about the bill. Third, just quickly, I would like to say that the sums requested for this initiative are neither exaggerated nor outrageous. We have presented a bill that is realistic and achievable. The famous figure of $16 billion over five years amounts to barely $3 billion a year. At that point, it is a question of political will. The money can be found. The government can give royal recommendation by the end of third reading and acknowledge that it has the money and is capable of investing in this bill.

This is about fairness for seniors. This is about aging with dignity. This is a baseline amount. This is what seniors start their retirement with. This is the universal amount. It is unfair that there are two classes of seniors. It is unfair to classify them as “young old” and “old old”. It is not fair that these people are not on a level playing field when they retire. Of course, this is not going to solve everything. The Bloc Québécois would never claim that the bill before us is going to be a panacea and fix everything.

We hear all kinds of things. For example, we have heard that some people may not need it. Keep in mind that this is the taxable portion. The GIS is not taxable, but the OAS is. It means that people who need it less will spend a little more in their local economy and pay a little more in income tax. It gives them a little extra help. While $80 a month will not make a huge difference, some people do need it.

We have to be careful. Fully 36% of seniors are living on the GIS and the OAS. That is nothing to sneeze at, and it would be wrong to say that every other senior has no need of the extra help. It is not true that people living above the poverty line, set at a meagre $22,000 a year, are able to grow old with dignity. When a person is just above that line, they fall into a grey area where they have to wonder what help is available to them to cope with inflation.

Another factor we have to keep in mind is that seniors live on fixed incomes. These people do not see their pensions increase at the same rate as salaries, so that is problematic. Salaries are increasing much faster than retirees' fixed incomes. I want to point out that I have been touring ridings, including Liberal ridings, for two summers now. Before I even got a chance to speak, people were telling me that they went to see their MP to send a clear message that having two classes of seniors was unacceptable. I even went to Chicoutimi, to the riding of a Conservative Party member. Regardless of which party represents the riding, when I went to meet with seniors' groups, there was unanimous support for this bill. More than that, groups across Canada are writing to thank the Bloc Québécois for speaking up for seniors.

I will wrap up by saying that perhaps what these people are asking for is recognition that they are a grey force. They are tired of all the prejudice and, above all, they are tired of being seen as an economic burden. They want to be recognized as the grey power that they are.

[Kevin Lamoureux, Liberal, Parliamentary Secretary to the Leader of the Government in the House of Commons]

Madam Speaker, consistently, virtually from day one, the Government of Canada, in particular the Prime Minister, has been very supportive of seniors in all regions of Canada. One of its very first initiatives was the dramatic increase in the guaranteed income supplement, and I will have the opportunity to expand on that issue shortly, which literally took tens of thousands of seniors across the country out of poverty. The Bloc at the time voted against that measure.

I wonder if the member could provide her thoughts on the Bloc's perspective with respect to the importance of the GIS and contrast that, possibly, to the OAS.

[Andréanne Larouche, Bloc, Shefford, QC]

Madam Speaker, that is an interesting question.

I would like to address two things.

Some say that the GIS is welfare for seniors. Personally, I do not like that, but it is a fact. Increasing the GIS helps only a few people. Those are not my words. Experts at the conference said that. We can make numbers say what we want, but there are some people who are just above the poverty line, who are not entitled to the GIS and who are not entitled to the 10% increase in OAS either because they are 67. The thing is, illness does not wait until 75, poverty does not wait until 75 and grocery bills cost the same whether we are 67 or 77.

As I explained, we voted against this because of the demands we made of the government in the budgets. We are not against the guaranteed income supplement. We can give it more thought later, but for now the main problem is that there is a disparity in the base amount of the program.

I invite the government to review this because unlike other programs the government tries to meddle in, OAS is its responsibility. It is one of the rare programs that is the federal government's responsibility. It is in charge of pensions, which fall under its jurisdiction.

[Jacques Gourde, Conservative, Lévis—Lotbinière, QC]

Madam Speaker, I thank my colleague for her speech, and I want to acknowledge her passion for Bill C‑319.

However, I am still concerned about the Bloc Québécois's October 29 deadline because I hear the Liberals, and they do not seem very open to it. They seem very calm, cool and collected. I have some concerns about the Bloc Québécois with respect to the Liberals.

Will the Liberals dangle a little carrot in front of them at the end of October? Will the Bloc Québécois take the bait and wait until the next budget? Or rather, are the Bloc Québécois members here in the House to get what they want on October 29, or else they will trigger an election?

I would like to be sure. Will the Bloc Québécois extend its deadline or will it really end this government on October 29?

[Andréanne Larouche, Bloc, Shefford, QC]

Madam Speaker, I thank my colleague for his question, which allows me to reiterate two points.

First, our request for a 10% increase for people aged 65 to 74 is not new. As the leader of the Bloc Québécois made clear, there is no room for compromise on this issue. We are going to hammer home the message. We do not want half-measures. We want 10% for people aged 65 to 74. That is our specific request. There can be no compromise.

I would like to extend an invitation to everyone, including my Conservative colleagues. If the Liberals deny our request and insist on going against the will of their own members as expressed in committee, they will have some explaining to do during the election. They will have to say why they made this choice, despite repeated requests, despite pressure from organizations on the ground, despite what we have heard, despite the testimonials from citizens that have piled up over the years as we have repeatedly made this request, and as the government stubbornly refuses to give this 10% increase to people aged 65 to 74. The Liberals will have to bear the brunt of this.

My Conservative colleagues supported Bill C‑319. The bill has moved forward, and I invite them to continue—

[The Assistant Deputy Speaker, Carol Hughes]

The hon. member for Courtenay—Alberni has time for a brief question.

[Gord Johns, NDP, Courtenay—Alberni, BC]

Madam Speaker, first, I want to thank my colleague from Shefford for putting forward this bill. It is such a great bill dealing with inequity.

We know that when Conservatives were in government, they raised the age of retirement from 65 to 67. They went after seniors. When the current government came forward with an increase, it wanted to create a two-tiered system, ignoring those between 65 and 74, so what did it do? It maintained the corporate tax rate the Conservatives had brought in for big corporations that are making record profits, such as big oil, big banks and big grocery.

Does my colleague believe there should be a tax increase on big corporations to make sure we can take care of our seniors in this country?

[Andréanne Larouche, Bloc, Shefford, QC]

Madam Speaker, one thing is certain: As we have always said, at this point, it is a political choice. Some funds could be found elsewhere, and some funds could be better invested. I am just throwing that out there because I have to keep my answer short.

I would also like to know the Liberals' idea of retirement age. Is it 65 or 75? I asked them that in committee. What is your idea of retirement age? You boast about increasing it to 65, but by forcing seniors to get by without assistance. Sometimes you force them to stay in the labour market when their health prevents them from working, yet they feel they have no choice but to try to keep working to make ends meet.

What is retirement age in the Liberals' opinion?

[The Assistant Deputy Speaker, Carol Hughes]

I would remind the hon. member that she must address her comments to the Chair and not directly to the government.

Resuming debate.

The hon. Parliamentary Secretary to the Leader of the Government in the House of Commons.

[Kevin Lamoureux, Liberal, Parliamentary Secretary to the Leader of the Government in the House of Commons]

Madam Speaker, it is a pleasure to rise and talk about an issue facing seniors. I can tell the member that Liberal members of Parliament have been very supportive of seniors in Canada through the years.

When I was first elected to Parliament, one of my colleagues had conducted a white paper on seniors in regard to how we could move forward as a political party. A number of years ago, I was sitting not far from where the member for Shefford is sitting today, when Stephen Harper was in Davos and made the decision to increase the age of retirement from 65 to 67.

To answer the question the hon. member has put to members of the Liberal caucus, I can assure her our response at the time was immediate. We understand and appreciate the retirement age of 65. The Prime Minister, when he was leader of the Liberal Party, made a very clear indication that we would restore the age of retirement back to 65. A number of months passed, and ultimately we were afforded the opportunity to form a government. One of the first actions of the Liberal government was to bring forward the change that reduced the age of retirement from 67 to 65.

We are also very aware of the issue of poverty, of having a fixed income with limited resources, and how we could help seniors living in poverty. Another initiative the government took up was to try to lift seniors out of poverty, which it did by making a dramatic increase to the guaranteed income supplement, the GIS. I believe seniors were going to receive an increase somewhere between $800 and $950 per year. That initiative alone literally lifted thousands of seniors out of poverty, including hundreds from my own constituency. As I pointed out, members of the Bloc voted against it. That is why I posed the specific question in regard to the GIS and how the Bloc voted back then. I think it is a valid question.

How do we maximize tax dollars to support our seniors? I believe it was a good decision back then to dramatically increase the guaranteed income supplement, and the numbers clearly show that we were right.

The member asked about the age of retirement being 65. As I say, we reduced it from 67 back to 65, and then we also went to work negotiating with provinces to deal with the CPP. Those in the workforce contribute in a very significant way, as all members of society, whether they are working or not, will ultimately contribute. We put an emphasis on increasing the CPP. To do that, unlike the previous government, we had to work it through a number of the provinces and build the support to do so. We were successful in doing that. A lot more people will be retiring in the coming years, and they will have better retirement savings as a direct result of actions we took nine years ago. That is another initiative the government has taken.

Going back to the fixed income issue, during the pandemic, as has been pointed out, there was a need to provide extra support for seniors. Liberal members of Parliament and others were hearing in their constituencies about the different types of benefits. We came out with all sorts of programs, but we came out with something separate and unique for seniors. We gave two amounts. One was for OAS and an additional amount was for seniors who were collecting GIS, in recognition of the issue of their finances. That was during the pandemic.

Then the election followed and the Liberal Party of Canada made it very clear, which we heard through representations in many different forms, that as people age, they often require additional needs, such as medical assistance. They may be more fragile, on average, as they age. Their savings may dwindle over time or their ability to earn additional income might be diminished, so the Liberal Party of Canada made an election platform commitment to deal with the three specific factors I just raised. We said we would increase, for those 75 and over, the OAS by 10% because of what I just indicated. Canadians were very much aware of it. Seniors were aware of it. We won the election and fulfilled that election commitment.

There have been huge investments to support seniors. For the dental program, the first people who were eligible to receive the dental benefit were seniors, and seniors in all regions of the country took advantage of that program, as they should. That was the purpose of the program, contrary to what members opposite might say. One of the biggest factors in developing the dental program was seniors, but the pharmacare program was also important. When we think of diabetes and the costs related to it, seniors will benefit from that.

As a government, we have made tangible commitments to deal with long-term health care facilities, and we are working with different levels of government to improve those conditions. We have made investments in housing to both non-profit agencies and different levels of government. We have come up with enhanced financing for support programs such as the New Horizons for Seniors and other organizations that support seniors.

The bottom line is that, from day one until today and going forward, I can assure members of the Bloc, Canadians and others that the government is very much in tune with the needs of seniors, and we will continue to look at ways to support them. That is the way we started, and I can assure the members opposite that we will continue that going forward.

[Tracy Gray, Conservative, Kelowna—Lake Country, BC]

Madam Speaker, it is always a privilege to rise on behalf of the residents of Kelowna—Lake Country. Today I am here to speak to Bill C-319, an act to amend the Old Age Security Act. I have spoken on this issue in the past and appreciate the opportunity to do so again.

Our seniors deserve respect. Seniors have raised families, teaching their beliefs and values; founded businesses, employing people; taught and taken care of people; volunteered; built our country; and served our country, fighting for the freedoms we have today. Time and time again, I am told remarkable stories by seniors in Kelowna—Lake Country. There are few areas of life not touched positively by our seniors. It is clear that Kelowna—Lake Country, and really all of Canada, would not be the same without the hard work of seniors and all they have contributed over their lives and still do.

Seniors are mentors and leaders in our communities. That is why it is so unacceptable that seniors are facing the challenges they currently are. I have talked to many seniors who are very stressed and concerned. The cost of living has ballooned after nine years of the Liberal Prime Minister, causing seniors to struggle like never before just to pay for basic necessities.

Seniors in my community have reached out about how they are struggling to pay their heating bill. Many have sent me pictures of their heating bill, which includes the carbon tax. The minimum amount for the tax is set by the federal government, and the government is increasing it every year to be on track to increase it to 61¢ per litre.

Local seniors have also commented on how GST is being charged on top of the home heating carbon tax, which is a tax on a tax. This is wrong. A resident, Grant, wrote to me about his heating bill and all the taxes. He said that he used $50.18 worth of gas, yet owed $316.65. He then went on to say that he has worked since he was 12 years old, non-stop, and has paid his fair share of taxes.

I have talked to retirees who have had to go back to work and who feel sad that they cannot spend as much time volunteering or cannot donate as much to their favourite charities as they used to. I hear from seniors who are afraid to walk around their own neighbourhood that they have lived in for many years due to crime and concerns over their safety. I have talked to many seniors who are worried about their adult children making their mortgage payment and about their grandchildren who will have a tough time ever owing their own home.

Seniors have reached out to me who were just about to retire, and because of the Liberal capital gains tax increases, they have told me they will have to work longer. Seniors who are looking to retire on modest savings are finding that this is no longer possible in Canada, especially with the new Liberal tax changes. It is untenable that seniors are finding themselves priced out of the country they have built.

Here is the situation of many seniors: They worked their whole life providing for their family and contributing to this country. They have contributed economically through their job and through creating businesses. They have raised a family and volunteered in their community. They have contributed by being a good citizen by following the rules. They have saved for their retirement. However, now the golden years for many have melted away. This is not the reality that seniors deserve, yet it is the one that many of them face due to the Liberal Prime Minister and his partners in the NDP, the costly government.

Many seniors in my community struggle to make ends meet, and many are forced to choose between paying for necessities such as food and medication. One senior reached out to me and said that there is absolutely no hope for those on fixed and low income as they are being taxed to death, literally. The senior went on to say that every time they go to the grocery store, prices are going up. A senior couple from Kelowna—Lake Country reached out to me to say that living on their pensions is becoming harder and harder all the time.

This is a result of the reckless, inflationary spending of the Liberal Prime Minister, who is propped up by his partners in the NDP and, now, apparently also the Bloc.

Liberal policies have led to record inflation, with millions of Canadians now struggling to simply keep their heads above water. The standard of living continues to drop in Canada, which has experienced the worst decline in per-person income out of all the G7 countries over the last five years. Seniors on a fixed income are uniquely at risk from inflation, as fixed incomes are unable to keep up with the cost of living, which keeps growing because of all the increased spending.

It is not just in my own community that seniors are struggling, but across Canada. According to the Salvation Army, 75% of Canadians currently face challenges managing limited financial resources. Moreover, 25% of Canadians continue to be extremely concerned about having enough income to cover their basic needs, such as food and shelter. Not all seniors have paid off their mortgages, and this has led to even more stresses. The Bank of Canada recently confirmed that Canadians will see a steep jump in payments as millions of Canadians renew their mortgages over the next two years. This is just one more area in which seniors, especially those on fixed incomes, are struggling.

This legislation provides equity for all seniors, ensuring that old age security is available to those between 65 and 74 years old. Seniors aged 65 to 74 should not be treated differently than seniors 75 or older, something that has occurred under the Liberal government. As such, Conservatives support this measure as part of the legislation.

The legislation also serves to safeguard seniors from potential clawbacks within the guaranteed income supplement. It seeks to increase the exemption amount for employment income that is taken into account for eligibility. Increasing the GIS earnings exemption would minimize some of the clawbacks seniors may experience. Seniors should be able to continue to work or go back to work, if they choose to and are able to, without the loss of federal retirement GIS. Especially considering that rising inflation has had a disproportionate impact on seniors, they should not be penalized for working if they choose to and want to.

To be clear, however, I must say that the legislation will not fix the cost of living crisis or the devastating situation caused by the Liberal government. Conservatives will continue to focus on fixing the budget to get the government spending under control, as well as axing the tax and stopping the tax increases during this unprecedented cost of living crisis, which has affected seniors in my community and communities across the country.

In stopping the broken policies of the Liberals, along with their NDP and Bloc partners, common-sense Conservatives will bring back the promise of Canada: If one works hard, one should be able to get ahead and live and retire in a safe community.

[Gord Johns, NDP, Courtenay—Alberni, BC]

Madam Speaker, it is an honour to rise to speak to Bill C-319, an act to amend the Old Age Security Act. I want to thank the sponsor, my colleague from Shefford for moving this bill.

The bill before us today is about increasing old age security by 10% for those who are between the ages of 65 and 74. These people were initially excluded by the Liberal government when the government decided to increase the OAS for seniors. The government decided to create a two-tiered system of seniors, those who were over 75 and those who were under 75. Those aged between 65 and 74 were going to be penalized and not get the increase. This is similar to what the Conservatives did when they raised the retirement age from 65 to 67.

We are seeing a pattern of both Liberals and Conservatives wanting seniors to work longer, and this was no different. Seniors deserve better. Many seniors across the country do not have the resources to deal with the high cost of housing and the increase in inflation, especially those who are on fixed incomes. They are the ones bearing the brunt of this. I would argue that seniors and people living with disabilities are feeling the pinch the most.

Increasing the exemption for income from employment or self-employment is also important in the calculation of the guaranteed income supplement, from $5,000 to $6,500, which is also incorporated into this bill. We want to make sure seniors who do wish to participate in the workforce are not being penalized. We know we need to do more, which is why the NDP put forward a dental care plan and a plan for pharmacare, so seniors are not making the choice of whether they are going to buy food or take the medicine they need.

We are going to continue to work on ideas to help lift seniors out of poverty and ensure they have the best retirement possible, and a retirement with dignity.

In 2021, when the Liberals brought in the 10% bonus for seniors 75 and over, they decided to leave some seniors out, and they created those two categories I discussed earlier.

I am hoping we can move this bill forward quickly. This is a minority Parliament. To make this minority Parliament work, this is clearly a really important aspect of that.

I also want to speak about the cost of this. I have raised this in the House of Commons many times since the Liberals brought in this two-tiered benefit for seniors and neglected those who were over 65 and under 74. I have raised this also at the government operations committee, where I have asked the former president of the Treasury Board and the current President of the Treasury Board to re-examine this. I helped her break down the numbers, because we know that she knows we have the lowest corporate taxes in the G7. That was something the Harper government did. It did not do that for small business. It lowered corporate taxes by 5%. We have seen corporate taxes drop from 28% to 15%, from the Chrétien era to today.

The Liberals have maintained that low corporate tax rate while oil and gas, big grocery and big banks have had record profits.

The Liberals have also failed to tackle the issue around tax havens. The Parliamentary Budget Officer, in 2019, calculated that between $21 billion and $26 billion a year was being lost to tax havens. The ultrarich get these tax benefits, but seniors who are trying to retire with dignity are being targeted.

In 2021, it was projected that $31 billion was leaking from the Canadian economy so the ultrarich and CEOs could get off the hook again while seniors struggled to make ends meet. What did the government do? It hired more people at CRA, but the people at CRA are focusing on small business people, on people struggling to make ends meet and seniors. Seniors in my riding have come to me and told me that the government is coming after them for small amounts of money, when in fact the government could have hired auditors at CRA to target those who are manoeuvring around the tax system to benefit themselves, the super rich and these big corporations. Instead, the government is focused on everyday people, and that needs to change.

This is an excellent bill and an excellent start. I have some ideas on how we can cover it because it is projected to cost $3 billion. Back in 2015, the PBO projected that a 1% increase in corporate tax would be about $2.6 billion. I would argue that that would be around the same amount today. Therefore, a 1% increase in corporate tax would cover the costs of taking care of our seniors. What will the government do? We know the Liberals and the Conservatives. They are always going to be there for the big corporations and their friends and are not going to do that.

The NDP was able to apply pressure to increase the excess profit tax on the big banks. That was a 15% tax on profits of over a billion dollars. That generated billions of dollars, that windfall tax. The PBO did an analysis of the government applying that tax to big oil and gas, which would generate a profit of $4.2 billion.

We know that Conservatives in the U.K. charge an excess profit tax, a windfall tax, on oil and gas. We cannot even get the Liberals to do that in Canada. The oil oligarchy here is always arguing in the House of Commons about who can build more pipelines between the two of them. I can tell members that they are both good at building pipelines, but they are not good at tackling climate change. They are also not good at taking care of seniors. We know that right across the country. We are seeing that constantly. Therefore, I urge the government to look at an excess profit tax, at closing tax loopholes for the super-rich and for tax havens, and at possibly increasing the corporate tax rate. It should not be like this for seniors.

I got an email from Janice from my riding. She writes:

I must ask, why is it seniors collecting cpp and old age pensions receive less than CERB?

The federal government stated they felt $2000.00/month a livable wage yet many seniors are receiving substantially less.

Many seniors are living silently in poverty. Are there any plans to address this shameful situation?

She wrote about being excluded from the OAS increase.

Today, with the bill put forward by my colleague from Winnipeg Centre, we had the opportunity for an annual basic income. The Liberals and Conservatives could have got behind that bill. They could have, at committee, prioritized people living with disabilities and seniors, the most vulnerable in our society, but they chose not to. It would have made sense.

When I ask people in my communities whether they think we should continue the corporate welfare that is happening with tax havens, with the lowest corporate tax rate in the G7, with the continued focus of CRA audits on everyday people while the big players get off the hook, and with preferential tax rates for CEOs. Everybody who I have talked to in my riding believes that we should be prioritizing taking care of our seniors and those living with disabilities. A guaranteed livable income could have done that, but the Liberals chose not to do that.

We are going to continue to come here to the House to bring forward good ideas.

I am really grateful to the Bloc for bringing forward this initiative. I do appreciate my colleague using her spot in the order of precedence to move the bill. We will be supporting this bill wholeheartedly. I hope everybody in the House does, and that we can move it quickly, because people are struggling right now. Seniors are struggling with how they are going to pay their rent, buy food and get their medicine. I am glad we are able to take some pressure off of them with dental care, but we know that, with the rising cost of inflation, they cannot keep up with it. Therefore, I hope we can move this rapidly along here today, and in the weeks ahead.

I want to thank my colleague one last time for moving the bill.

[Louise Chabot, Bloc, Thérèse-De Blainville, QC]

Madam Speaker, with the little time I have, my first words will be for my colleague from Shefford. I am proud of her, just as I am proud to be a member of the Bloc Québécois, which has been calling for fairness for seniors since 2019. The main takeaway from Bill C‑319 is that it is about two things: fairness and dignity.

Why is it about fairness? My colleagues have talked about this. Old age security is a universal plan that applies to people aged 65 and over and falls under federal jurisdiction. By discriminating, as the government has done, on the basis of age—that is, by increasing the pension for those aged 75 and over—it has turned its back on people aged 65 to 74, even though they are part of the universal program. This is an infringement. In labour relations, we would call this an “orphan clause” or a clause that discriminates on the basis of age. That would be unacceptable, yet that is what the government did. The government can correct this inequity. This is an infringement that needs to be corrected.

We heard from witnesses in committee. We are talking about millions of people who are affected and what we need to keep in mind is that 30% to 40% of them live only from old age pensions. I will give an example. When it comes to the Fédération de l'âge d'or du Québec, or FADOQ, and the Association québécoise de défense des droits des personnes retraitées et préretraitées, or AQDR, half their members, including 39% of Quebeckers, live on an income of roughly $21,000 or $22,000. That is what they get from OAS and GIS. It is unacceptable.

It is true that seniors groups are not homogenous, but there is no more homogeneity among seniors 65 to 74 than there is among those 75 and up. We need something universal. People who retire at 65 need an equal and fair OAS increase. Not increasing it is totally unacceptable. That is why we are calling on the Liberal government to correct this injustice, to work on giving seniors dignity. We had support in committee and we will have support in the House.

We are being told it will cost $3 billion, but is that an expense or an investment? When people are left in a vulnerable or precarious situation, their whole standard of living is negatively affected. Financial insecurity is a form of isolation. One witness told us that a person who earns $21,000, $22,000 or $23,000 will come up with excuses not to go when they get invited to the movies because they do not have any discretionary income. That is the situation. If we want people between the ages of 65 and 74 to be healthy, then we need to make sure that they have a decent quality of life, which will also help them when they are aged 75 and over. As the Conservatives would say, that is common sense.

The Government of Canada does not have very many social programs. Employment insurance and old age security were created to protect vulnerable people. In committee, I heard government members saying that seniors aged 65 to 74 do not need this assistance. There is something really shameful about comments like that. This could make a big difference for people who are living on a fixed income, given the cost of housing, groceries and health care.

We cannot forget about women. A majority of these people live alone and are women. It is no coincidence that those over the age of 65, our generation, are in this situation. Often, women have chosen to stay at home. They have had odd jobs. They did not contribute much to the Quebec Pension Plan, or QPP, or could not afford a private pension plan. Maybe there was no group plan. Essentially, the system has made their situation even more precarious.

The AQDR rightly reminded us that in 1927, when old age security was introduced, it was seen as a major step forward. We were seen as an example. Now, we rank 13th among OECD countries in this area.

Increasing the baseline level of OAS—we are not talking about the GIS here—from the age of 65 will permanently benefit these people who have contributed so much to society.

[The Assistant Deputy Speaker, Carol Hughes]

The time provided for the consideration of Private Members' Business has now expired, and the order is dropped to the bottom of the order of precedence on the Order Paper.