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Making Life More Affordable for Canadians Act

An Act respecting certain affordability measures for Canadians and another measure

Sponsor

Status

In committee (House), as of June 12, 2025

Subscribe to a feed (what's a feed?) of speeches and votes in the House related to Bill C-4.

Summary

This is from the published bill. The Library of Parliament has also written a full legislative summary of the bill.

Part 1 amends the Income Tax Act to reduce the marginal personal income tax rate on the lowest tax bracket to 14.5% for the 2025 taxation year and to 14% for the 2026 and subsequent taxation years.
Part 2 amends the Excise Tax Act and other related Regulations to implement a temporary GST new housing rebate for first-time home buyers.
Part 3 repeals Part 1 of the Greenhouse Gas Pollution Pricing Act and the Fuel Charge Regulations .
Part 4 amends the Canada Elections Act to make changes to the requirements relating to political parties’ policies for the protection of personal information.

Elsewhere

All sorts of information on this bill is available at LEGISinfo, an excellent resource from Parliament. You can also read the full text of the bill.

Bill numbers are reused for different bills each new session. Perhaps you were looking for one of these other C-4s:

C-4 (2021) Law An Act to amend the Criminal Code (conversion therapy)
C-4 (2020) Law COVID-19 Response Measures Act
C-4 (2020) Law Canada–United States–Mexico Agreement Implementation Act
C-4 (2016) Law An Act to amend the Canada Labour Code, the Parliamentary Employment and Staff Relations Act, the Public Service Labour Relations Act and the Income Tax Act

Votes

June 12, 2025 Passed 2nd reading of Bill C-4, An Act respecting certain affordability measures for Canadians and another measure

Debate Summary

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This is a computer-generated summary of the speeches below. Usually it’s accurate, but every now and then it’ll contain inaccuracies or total fabrications.

Bill C-4 aims to make life more affordable by cutting income taxes, eliminating GST for first-time homebuyers on new homes, and removing the consumer carbon price. It also includes amendments to the Canada Elections Act.

Liberal

  • Cuts taxes for middle class: The bill reduces the lowest federal income tax rate from 15% to 14%, providing tax relief for over 22 million Canadians, saving families up to $840 annually.
  • Eliminates GST on new homes: First-time homebuyers save up to $50,000 by eliminating the GST on new homes valued up to $1 million, with partial rebates for homes up to $1.5 million.
  • Removes consumer carbon price: Legislates the permanent repeal of the federal consumer carbon price, which was suspended April 1, 2025, while maintaining industrial carbon pricing.
  • Part of broader affordability plan: Bill C-4 is presented as a key component of the government's comprehensive strategy to make life more affordable, building on programs like child care and dental care.

Conservative

  • Bill is half measures: Conservatives argue Bill C-4 is a collection of inadequate half measures, copying Conservative ideas but watered down, failing to address the cost of living crisis created by the Liberal government.
  • Partial carbon tax repeal: While supporting the removal of the consumer carbon tax, Conservatives criticize the bill for leaving the industrial carbon tax in place, arguing costs will still be passed to consumers.
  • Limited housing rebate: The GST rebate on new homes is criticized for being too limited, applying only to first-time homebuyers and a small percentage of new homes, offering insufficient relief for most Canadians.
  • Small income tax cut: Conservatives argue the proposed income tax cut is too small (about $420/year for the average worker) and falls short of their proposal to significantly reduce the tax burden on Canadians.

NDP

  • Supports bill C-4 at second reading: The NDP supports Bill C-4 at second reading because it contains measures that provide immediate relief to Canadians who are struggling, despite not being perfect.
  • Notes uneven distribution of benefits: The party points out that the tax cut's biggest benefits go to higher-income earners and that it reduces the value of critical tax credits for vulnerable Canadians.
  • Will propose amendments: New Democrats will work to fix flaws in the bill by proposing amendments to protect tax credits for people with disabilities and address issues like the GST rebate closing date.

Bloc

  • No budget or economic plan: The party criticizes the government for proposing spending measures like tax cuts without tabling a budget or economic statement, arguing this shows a lack of priorities.
  • Questions tax cut cost: While supporting tax cuts in principle, the Bloc questions the $26 billion cost over five years and its targeting, especially without a budget.
  • Supports home buyer rebate: They support the principle of a GST rebate for first-time homebuyers but believe the proposed price cap is too high for the Quebec market.
  • Opposes carbon tax handling: The Bloc strongly opposes eliminating the carbon tax in other provinces while excluding Quebec, viewing the rebate cheque as a costly gimmick that penalizes Quebeckers.

Green

  • Concerns about omnibus bill: The party is distressed by the bill's omnibus nature, combining unrelated measures like affordability and Canada Elections Act amendments, which hinders proper study.
  • Objects to elections act changes: Amendments to the Canada Elections Act are seen as unrelated to affordability and are concerning for potentially negating provincial privacy laws and applying retroactively.
  • Supports consumer carbon pricing: The party supports the consumer carbon price as an efficient market mechanism, advocating for a fee and dividend approach where revenue is rebated to citizens.
Was this summary helpful and accurate?

Making Life More Affordable for Canadians ActGovernment Orders

June 11th, 2025 / 4:45 p.m.

Liberal

Will Greaves Liberal Victoria, BC

Madam Speaker, I must say it is disappointing to hear our Conservative colleagues yet again attacking this government's environmental record, including policies that are vital to us in the real west, living on the Pacific coast in British Columbia, who have seen full well the government's commitment to both environmental protection and energy extraction.

However, we know the Conservatives are not entirely opposed to environmental policy, because they love recycling. Currently, they are in the process of recycling their leaders. The current Leader of the Opposition is also the former leader of the opposition, having been judged and rejected by the Canadian public in 2019. The former member for Carleton is in the process of being recycled, though I do not know if this is upcycling for the people of Battle River—Crowfoot.

My question for the hon. member opposite is this: Will he stand up and stand with this government's commitment to both growing Canada's energy sector, our energy economy, and protecting our environment?

Making Life More Affordable for Canadians ActGovernment Orders

June 11th, 2025 / 4:45 p.m.

Conservative

Amanpreet S. Gill Conservative Calgary Skyview, AB

Madam Speaker, we do not believe in killing the energy sector. We want to create jobs and grow the economy while also protecting our environment, cutting down coal and sending our LNG to Asia. We believe it is possible to do both.

Making Life More Affordable for Canadians ActGovernment Orders

June 11th, 2025 / 4:45 p.m.

Conservative

Grant Jackson Conservative Brandon—Souris, MB

Madam Speaker, earlier in this debate, the member for Winnipeg North made some outrageous comments about this being an entirely new government, which of course Canadians know is patently ridiculous, given the fact that 80% of the cabinet is the same as in the Trudeau era. It is sad that the member for Winnipeg North did not make the cut. Despite the only cabinet member from Manitoba abusing her staff, he still did not make the cut.

I wonder if my colleague from Calgary Skyview could possibly comment about how ridiculous these comments are and how the failed record of the Liberal government is impacting the financial security of Canadians.

Making Life More Affordable for Canadians ActGovernment Orders

June 11th, 2025 / 4:45 p.m.

Conservative

Amanpreet S. Gill Conservative Calgary Skyview, AB

Madam Speaker, we can give many of our ideas to the Liberals. They can even cut the industrial carbon tax, because they are stealing half of our ideas. They can take all of our ideas; we do not mind. As long as they are good for Canadians, that is what matters.

Making Life More Affordable for Canadians ActGovernment Orders

June 11th, 2025 / 4:45 p.m.

Bloc

Patrick Bonin Bloc Repentigny, QC

Madam Speaker, I would like to congratulate my hon. colleague on his election.

I know that we do not agree on everything, including what to do to help our society transition. How fast should we go while following the science and fighting climate change to limit things like the forest fires we are currently seeing?

I would like him to talk about the possibility of a pipeline project being imposed on Quebec. I understand that your leader was proposing that the federal government could impose a pipeline project—

Making Life More Affordable for Canadians ActGovernment Orders

June 11th, 2025 / 4:45 p.m.

The Assistant Deputy Speaker (Alexandra Mendès) Alexandra Mendes

I would remind the hon. member that he must address his questions through the Chair.

The hon. member for Calgary Skyview.

Making Life More Affordable for Canadians ActGovernment Orders

June 11th, 2025 / 4:45 p.m.

Conservative

Amanpreet S. Gill Conservative Calgary Skyview, AB

Madam Speaker, our economy relies heavily on the energy sector, and we want to support it while also exploring new opportunities for growth.

Making Life More Affordable for Canadians ActGovernment Orders

June 11th, 2025 / 4:45 p.m.

Winnipeg North Manitoba

Liberal

Kevin Lamoureux LiberalParliamentary Secretary to the Leader of the Government in the House of Commons

Madam Speaker, I know the Conservatives do not like to hear it, but there is a new Prime Minister.

At the end of the day, the Conservatives have some pretty dumb ideas, too. One of those dumb ideas is that they want to cut CBC/Radio-Canada. These are the types of ideas that the Conservatives need to reflect on, not to mention the industrial price on pollution. Do they not realize we are looking at expanding trade to the world? Let us look at Europe. If we do not have industrial carbon pricing, we will end up having additional tariffs on exports to those countries.

Does the Conservative Party not realize that it does not fully understand how to build a strong and healthy economy? Canadians did, and that is why 8.5 million people voted for the Liberal Party.

Making Life More Affordable for Canadians ActGovernment Orders

June 11th, 2025 / 4:50 p.m.

Conservative

Amanpreet S. Gill Conservative Calgary Skyview, AB

Madam Speaker, we pushed for the carbon tax to be eliminated, and it is great news for Canadians. We would not mind if the Liberals eliminate the industrial carbon tax as well.

Making Life More Affordable for Canadians ActGovernment Orders

June 11th, 2025 / 4:50 p.m.

La Prairie—Atateken Québec

Liberal

Jacques Ramsay LiberalParliamentary Secretary to the Minister of Public Safety

Madam Speaker, I will be sharing my time with the member for Hamilton West—Ancaster—Dundas.

Since this is my first speech in the House, I would first like to acknowledge the voters of La Prairie—Atateken and thank them for putting their trust in me. I very humbly accept the role they have given me. I am committed to representing them to the best of my ability and to reporting on their concerns as accurately as I can here in the House of Commons. Although La Prairie—Atateken is a great place to live, there are still many challenges to ensuring that our communities develop harmoniously.

I would like to take a few seconds to extend my warmest thanks to everyone who volunteered for my election campaign. Many of these friends and volunteers gave countless hours for the Liberal cause. I owe my victory to them, because it literally took the efforts of an entire team to have any hope of winning. Of all those volunteers, I will just single out one today. My son, Paul Ramsay-Vejlens, worked by my side for the 35 days of the campaign. It is a joy to raise our children, but it is no less a joy to be supported by them in turn.

La Prairie—Atateken is within unyielded first nation land. I recognize that the Kanien’kehà:ka nation is the steward of the lands and waters in our riding. First to settle this land, the Mohawks have made Kahnawake a vibrant place with a rich cultural legacy. Kahnawake is a proud community where the words resilience, perenniality and self-determination resonate loudly.

In addition to Kahnawake, La Prairie—Atateken is a large riding comprising seven cities: Sainte-Catherine, Saint-Constant, Delson, Candiac, La Prairie, Saint-Philippe and Saint-Mathieu.

Together, we embrace the principle of meaningful reconciliation with our indigenous neighbours that is rooted in a social and economic reality.

The history of our riding is bound up with major projects that brought people together and shaped our sense of community. In the 19th century, the construction of the Lachine Canal, the use of steamboats between Montreal and its south shore, and the opening of the very first railway in Canada, which linked La Prairie and Saint-Jean-sur-Richelieu, turned La Prairie into a prime hub for trade between Montreal and New England. Proximity strengthened those ties over the years.

In 1860, the opening of the Victoria Bridge further to the east relocated the transit point to Longueuil and slowed my region's economic development, but the construction of the Honoré Mercier Bridge on Kahnawake territory in 1934 and of the Champlain Bridge in 1962 stimulated the local economy, bringing in a growing wave of new residents who could now get to work in Montreal quickly.

In fact, the riding's population has increased fivefold since 1960, which is not without consequences today, as we will see later. This population explosion has nevertheless taken place while preserving a significant amount of agricultural land, giving our territory a mix of both urban and rural character, as a place where residents can always count on a nearby supply of farm products.

I am providing this historical background to show how, throughout its history, La Prairie—Atateken experienced spectacular growth whenever the authorities believed in its vitality and invested in its infrastructure. Today, when co-operation with the United States is under threat, what comes to mind is another, even older piece of infrastructure. In the 16th century, when the Jesuits were granted the seigneury of La Prairie and came to settle in the region, farmers quickly joined them. They did so because there was a mill where they could grind their grain, but above all because, very early on, a high palisade made of ash, cedar and pine stakes was erected to protect them from enemies, in this case an army of mercenaries from New England. With the introduction of the recent tariffs, our country is once again facing an attack from our American neighbours, this time in the form of an economic war.

Once again, the people of La Prairie—Atateken, along with the rest of the country, will stand strong and protect our sovereignty. We will protect our economic interests. We will protect our agriculture, our language, our culture, our schools and our health care system. Above all, we will protect our institutions, the rule of law and our democratic values, which are at the heart of our identity.

The time has come once again to take decisive action. At a time when U.S. tariffs are posing a serious threat to our economy, we must act on several fronts, of course. In particular, I would like to mention the major project to build 500,000 homes a year, including several thousand in my riding, which will be launched quickly to help our economy recover.

On the campaign trail, I heard time and again how hard it is to find housing, much less affordable housing. The housing shortage is driving up prices, and our young people are struggling to buy their first home. The government recognizes this problem and wants to take action. We need housing to house Canadians.

The affordability bill will exempt first-time homebuyers from paying GST on new homes, saving them up to $50,000. This measure will definitely help get new affordable housing built using local materials such as lumber, aluminum and steel.

Housing construction meets an urgent need while providing a major economic stimulus, both for the construction and modular home industry and for primary industries such as the lumber, aluminum and steel industries. This is a strategic move that will help create good, well-paying jobs while addressing the housing shortage and stabilizing prices. It will kill two birds with one stone. Incidentally, expanding the housing stock will also help get seasonal labour programs back on track. Without them, many economic sectors, including agricultural businesses in La Prairie, would struggle to function.

Our government is serious about the economic health of Canadians who are already struggling. Even though the government has succeeded in bringing inflation below 2%, it is being proactive and showing leadership without waiting for the effects of tariffs to be felt. To do that, the government is lowering taxes for 22 million Canadians by up to $800 per household. That is on top of other measures that are already in place. For example, over the next five years, until 2031, $9.8 billion will be paid to Quebec to fund the child care program, which will enable many families to earn additional income. Needless to say, child care is crucial for single-parent families and, until recently, it has contributed to the financial empowerment of many women.

There are also the 4.8 million Canadians aged 18 to 64, who recently joined the ranks of those who may be eligible for free dental care. Again, those are substantial savings.

Since 2016, our government has been funding the Canada child benefit, the same benefit that was criticized by our Conservative colleagues. Depending on family income, that can mean up to $7,437 per year for each child under the age of six and up to $6,275 per year for each child between the ages of six and 17. The Liberal Party is reducing child poverty.

The strategy of this government has two prongs. On one hand, this government will foster investment and preserve jobs in spite of the unpredictable climate blowing from the south. To invest in infrastructure is a strategy that will benefit Canadian workers and families. The electors of La Prairie—Atateken have no problem understanding this because this is how their economy was built. On the other hand, this government is making sure nobody is left behind by protecting the buying power of Canadians.

Although we are facing many challenges, the intelligence, skills and enthusiasm of the people in La Prairie—Atateken give me a lot of hope for the future.

Making Life More Affordable for Canadians ActGovernment Orders

June 11th, 2025 / 5 p.m.

Bloc

Alexis Brunelle-Duceppe Bloc Lac-Saint-Jean, QC

Madam Speaker, I congratulate the member for La Prairie—Atateken on his election.

In his speech, he said that he and his government would protect our economic interests. Today, that same MP had the opportunity to walk the talk by protecting Quebec's economic interests and by asking the federal government to repay the $814 million that it stole from Quebec.

The Bloc Québécois is not the only one saying it. The Quebec National Assembly unanimously called on the government to pay that money back. All the elected officials in the Quebec government and the Quebec National Assembly are asking for that money back.

How does it feel to be a Quebec MP who is going against the will of the Quebec National Assembly?

Making Life More Affordable for Canadians ActGovernment Orders

June 11th, 2025 / 5 p.m.

Liberal

Jacques Ramsay Liberal La Prairie—Atateken, QC

Madam Speaker, today during question period, it was clearly explained that we were dealing with two completely different programs: the one in Quebec, which is excellent by the way, and Canada's system, which met different criteria.

That is the history of our federation. Sometimes, Quebec has benefited from certain measures, and other times, the other provinces have benefited from other measures.

Making Life More Affordable for Canadians ActGovernment Orders

June 11th, 2025 / 5 p.m.

Nipissing—Timiskaming Ontario

Liberal

Pauline Rochefort LiberalParliamentary Secretary to the Secretary of State (Rural Development)

Madam Speaker, thank you for this opportunity to congratulate my colleague on his election and his recent appointment as parliamentary secretary.

If I understand correctly, the La Prairie—Atateken riding has changed colours. I would like to know which of the highlights of the plan for a strong Canada made the people in his riding inclined to vote for my dear colleague.

Making Life More Affordable for Canadians ActGovernment Orders

June 11th, 2025 / 5 p.m.

Liberal

Jacques Ramsay Liberal La Prairie—Atateken, QC

Madam Speaker, the people of La Prairie—Atateken, like many others in Canada, were concerned about the economy. They stepped up when the Prime Minister asked them to build the strongest economy in the G7 with him. That is what we are doing.

According to what I am hearing from La Prairie—Atateken, people are very satisfied with the speed at which our government is moving.

Making Life More Affordable for Canadians ActGovernment Orders

June 11th, 2025 / 5 p.m.

Conservative

Jagsharan Singh Mahal Conservative Edmonton Southeast, AB

Madam Speaker, the member says that Liberals are building one economy and are working on it. How can they build one economy when they are not taking into consideration the oil and energy sector of Alberta?