One of the big problems with the vote under the CCAA process is that there are courts whose function is to resolve disputes. There are other dispute resolution mechanisms, and some don't work that well, but we also haven't mentioned today the ombudsman for banking services and investments.
What has to happen is that this retail group needs to be given free access to the dispute mechanisms that are available. If their legal rights are squashed this time, they're going to be squashed every time, because what bank wouldn't want to be able to squash the rights of customers who are angry with them for selling them products that blew up or were tainted?
So this is a fundamental problem that we are facing. This is why these people want to speak here, because they need access to the dispute mechanisms. They don't want to be run over by the bus or told by the banking industry who sold them the tainted product—