So far, most members are pretty happy about it. This is the thing, though: again, most consumers on a day-to-day level are thinking about relatively short term, relatively microeconomic considerations, and because they fill their vehicles with gas once a week, it tends to be a reference point for how they're feeling overall. In general, as I alluded to earlier, most Canadians so far are feeling pretty good about the fact that they've saved, ballpark, 30% on gas than they had previously. It was almost like they had no idea it was coming, so it was a nice bonus for them. In the west, in Alberta and to a lesser extent Saskatchewan, you see more people reflecting a sense of, whoa, this could be a bigger picture, longer term, macroeconomic problem. The short term, “Hey, I'm getting cheaper gas,” is trumped by, “Wow, my house price might drop by 30% or 20%,” or some significant number. It depends on where you live how it weighs out in terms of people's overall feeling about what's happened on gas prices.
I would make one additional point which I think is really important. The oil price has gone from $110 to roughly $60, right? Gas prices have not dropped by that same amount. There are studies that have been done in the past. They call it the rocket and feather effect in gas prices, where they rocket up when oil prices go up, but they don't come down that fast when oil prices go down. One of the things that I believe this group might want to look at are some studies around what is happening in terms of the impact on the relationship between oil prices and gas prices at the pump for consumers over time. If you look at those proportionate changes, it isn't the same.
