Some of the regional housing market dynamics that have played out over the last two years are definitely something we're monitoring very closely at the Department of Finance. You've seen the government take action in terms of the measures it put in place in 2016 in increasing the down payment requirement, and working with partners such as OSFI in implementing the most recent stress test on uninsured mortgages.
Price inflation, namely in the Vancouver and Toronto markets, has been pretty high. It goes without saying that we anticipate some moderation or correction in those markets, for two reasons. One reason is that we want to make sure those markets can maintain a resiliency and they don't get so overheated that we can't pull them back; and, two, behind these house prices are interested new entrants into the housing market. We have to make sure that we straddle this financial stability and housing affordability issue.