That comes back to the most important issue, which I mentioned earlier. We are certain that the economy is more sensitive than before to interest rate fluctuations, and that is due to the level of household debt. In the fall, we re-evaluated our model and found the economy to be about 50% more sensitive than before to interest rate fluctuations. It's important that the impact be symmetrical, meaning, that the economy needs to be just as sensitive to interest rate reductions, since changes in monetary flows will work both ways.
That said, it's an issue we examine. Every month, in Newfoundland and Labrador, we check the data to determine whether the state of affairs is more or less in line with our modelling projections. As Ms. Wilkins mentioned, the situation is a bit complicated because we've made other changes at the same time. We'll probably have to wait a few months before we are able to define the key changes. Basically, the economy is just as sensitive, if not more, than it was before, and that could yield the same effect as in the past. The impact, however, could also be more significant. That is the current situation.