By way of conclusion, the Québec Federation of Real Estate Brokers proposes two possible solutions.
First, just like the Canadian Real Estate Association and the Association des professionnels de la construction et de l'habitation du Québec, we ask the government to enhance and expand the Home Buyer's Plan.
Second, we propose that the government set up a task force to look into not only future changes to mortgage rules but also all types of consumer loans.
In closing, we offer the government our full co-operation in regard to any matter that affects the real estate market.
We will be pleased to answer questions from members of the committee.
Thank you.