I've looked at that briefly in some of the submissions that have been made already to you and that you've had from people who are experts in that area. I think the joint ownership and the management of the pension would be a huge change. Right now, it's 100%.
I did sit as an alternate on the pension advisory council, so I was at some of those meetings with Canada Post in Ottawa, and the decisions are entirely made by Canada Post. With the financial advisers, the people who are running all the accounts, and where the investments are made, that is all decided completely by Canada Post. If there is a mistake made and money is lost, then the union can ask questions at the council meeting and they can provide suggestions, but that's as far as it goes.
In order for the union to be a joint owner of the plan, there would be a complete restructuring of the way it's set up at this time. The liability right now sits 100% with the employer and the Government of Canada. It's under—