We have two community hubs, one in High Prairie, Alberta, which started up in November, and another that is being developed right now in Membertou, Nova Scotia. It will start some time this year. We are planning two additional hubs in locations to be determined.
These are new models that we are piloting to improve community access in rural Canada and to help local small and medium-sized businesses connect with their customers. You talk about criteria, but really they're not cookie cutters because we are taking extra care to consult with the community and to ask them what their needs are. We also work with the unions in the program to determine how we can best serve our local customers.
Examples of services that have been brought forward and that will be implemented are MyMoney Loans—which, as you may know, is a new financial service we're testing—ATMs, 24-hour parcel pickup or drop-off, small and medium-sized business services, meeting spaces that businesses in the community can rent and use—