Right. Okay. I understand that you've said you don't really foresee—although it's not written in as such—that a financial institution would ever get to the point of being deemed to be the contributor, because it could invoke at least one of those exceptions. I'm wondering if financial institutions are going to be all that happy if they know that the final outcome is that they could be committing an offence under the act, which technically you've told us they could be.
On October 18th, 2012. See this statement in context.