Great. I know you're not in the business of saying how banks will or will not act, but my serious worry is that the kind of paperwork involved here to go beyond a few thousand dollars in a seed loan could be extreme for a bank. When they have to track 15 to 20 guarantors for a $20,000 loan, for example, that could itself be a disincentive to lend, from a business case perspective. Do you have any concerns along those lines?
On October 23rd, 2012. See this statement in context.