Thank you. I wanted you to get your round in. We did have a bit of a technical difficulty there.
That brings us to the conclusion of today's testimony. I would like to thank all of the witnesses. All four of you have brought great insight to the beginning of our study, so thank you for taking the time to be here. We know you are all very busy.
With that, I will adjourn for today, and we will see you all back after the winter break when the session resumes. Happy holidays.