You are, and we appreciate that.
My second thing is that I notice there are reductions of $20 million and $35 million respectively for the Canada learning bond and the Canada education savings grant. In the case of the Canada learning bond, which is for low-income families, that's a 44% cut. I have three questions.
Previously these programs were projected to increase every year as we had more uptake by parents making use of these programs. Do you have any explanation for the reductions? Has the decline in uptake been so remarkable that these programs, specifically the one for low-income families, are on the decrease instead of the increase?
My second question on this front is that we know that the Canada education savings grant goes disproportionately to wealthier families. I'm sure you have some statistics as a way of keeping track of this, to be sure that these programs are efficiently going to those who need it most. Can you provide the committee with any research you have on this?
And third, and more of a rationale question, the summer career placement program was cut because some people were receiving money who would have otherwise found a job, while the CESG is designed specifically to give money to well-off families who are otherwise able to save for their kids.
Those are my questions for the moment.