Good afternoon, and thank you all for welcoming me.
My name is Jim Bishop and as was just stated, I am the government relations chair for the Funeral Service Association of Canada, or FSAC, as it's commonly known. I'm also the owner and operator of Bishop's Funeral Home, which is a family run, independently owned funeral home in Fredericton, New Brunswick. I'm the third generation of my family to operate there. I've been working as a funeral director for 25 years now.
I'm grateful to be here today to discuss Bill C-247. I would also like to say on behalf of all of our members that our thoughts and prayers were with all of Ottawa during the events of last week and how proud we are that our democratic institution was quickly back up and running.
When this bill was first debated in June, the sponsor of the bill reached out to seek the support and the input of FSAC. We were only too pleased to join this conversation. As funeral professionals, we are often the first point of contact after the loss of a loved one and so regularly field questions about the steps required by the estate representatives to register the death of a Canadian.
Under the current system, to register a death, representatives from an estate must contact multiple offices, departments, and agencies. There is no single point of contact or form to keep this process straightforward and simple. In 2014, with all the technology we have available, Canadians deserve better. Each stop in the existing process can require different documents and use a different process. This is confusing, costly, and inefficient. What's more, the government should work to minimize the burden and stress of bureaucratic red tape while Canadians are dealing with deeply emotional and exhausting circumstances. Bill C-247 could streamline this process and reduce costs, confusion, and stress for Canadians.
In order to gather information and express our support for this common-sense piece of legislation, members of the FSAC board of directors met with a number of members of Parliament as well as policy staff in the offices of the Minister of Employment and Social Development as well as the Minister of State for Social Development. These proved to be important meetings where both FSAC and the ministry responsible for social development were able to share information and pose questions about the existing processes.
During this discovery phase, FSAC learned of the vital linkages system whereby under the Constitution matters of birth and death are within the purview of the provinces, and vital statistics agencies, or VSAs, are the authoritative source for information on births and deaths in Canada. The challenges there are that departments at the provincial level must be identified, and there are also many departments at the federal level. Also, each Canadian has a unique profile that would require the different registrations to happen at different departments. For example, Canadians need to notify Public Works and Government Services Canada, Citizenship and Immigration Canada, Elections Canada, the RCMP, and Passport Canada, as has been previously stated.
In chapter 2 of the 2013 fall Auditor General's report entitled “Access to Online Services”, Canada's Auditor General examined the federal government's online services offered by federal organizations. This was spoken to by Mr. Valeriote earlier. Following the initial meetings held in June by me and a number of my fellow FSAC board members, we participated in two teleconferences with Service Canada to explore the finer details of what the proposed bill involved and to seek ways that we, as funeral directors and the government, could better serve Canadians.
Canadians experiencing the loss of a loved one don't need the added stress of trying to navigate an outdated system with multiple layers. FSAC is committed to providing quality service for clients, and this includes simplifying the death notification process. Service Canada brought forth to our attention that, while the vital linkages system exists, they are facing the challenge of receiving death data from the provinces in a timely manner. They indicate that the length of time between the date the death takes place and the date on which the registration is finalized with the province ranges from 7 to 48 days.
Throughout our work with Service Canada, it has become clear that there will likely have to be some amendments to the bill to strengthen it. For example, not all departments have access to SIN card information, changing the process by which the registration of a death to that department would have to occur. FSAC understands the need to protect the privacy of Canadians and of confidential documentation such as the social insurance number.
We are open to continuing to work with Service Canada to find ways to improve the system. FSAC represents more than 85% of all the deaths in Canada. We are more than willing to support Canadians by conveying information about this process to them. Ultimately our goal is simple. We would like to see the government provide a better road map for the death registration process, proper instructions, and a clear outline of the process.
Service Canada indicates that by updating the social insurance register in a timely fashion, Service Canada can reduce the chance of someone else using the deceased individual's social insurance number fraudulently or inadvertently, the burden of the survivors reporting the death to multiple government agencies, and the chance of overpayment of government benefits and the burden placed on survivors in correcting these problems once they've occurred.
I have a story I'd like to relate to you regarding that point. A while back in my funeral home, I was dealing with a gentleman who was looking after the estate for his wife's father. What happened in that case was we had the funeral; he took the documentation and notified the agencies he thought he should notify. He did not notify Canada pension plan, so the cheques kept going into the account, which was still open for nine months. He updated the passbook for this gentleman and saw all this money in there. He called me in a panic. There's all this money. There have been deposits going in. He didn't realize he had to let Canada pension plan know. I called Service Canada on his behalf. They were very cordial. They were very understanding. They said that this happens a lot. They acknowledged that to me. He just had to return the money to Service Canada and then everything was fine in that case.
I was shocked to learn how often this does occur.
There's something else I wanted to mention with respect to the proof of death that was mentioned earlier. With funeral homes, we issue what's called a funeral director's statement of death. It's like a death certificate from the province but it's issued by us. As funeral homes, when we're in contact with families making these arrangements the onus is on us to verify the validity of the person who claims to be the person in charge of the estate for the family. Canada pension plan accepts our statements of death as a proof of death. With that time gap that's involved with the registration being done provincially through vital statistics, to expedite the affairs for a family is probably one of the reasons I would assume that Service Canada accepts our statement of death as proof of death to finalize those arrangements.
To summarize, we believe that this bill is smart, will reduce red tape for Canadians, and will save the government money in the long term. It's also worth highlighting that this is just one of the areas that FSAC is working on to simplify the burden of end of life paperwork. Though outside the context of this bill, we have encouraged the government to allow individuals to assign their CPP death benefits should they choose to do so directly to funeral homes. Individuals often use these funds to plan and pay for the cost of a funeral, though currently they must receive the funds themselves before paying them to a funeral home. Allowing Canadians to assign the benefits directly to a funeral home would simplify the process for individuals and their families.
Again, thank you for allowing the Funeral Service Association of Canada to be a part of this process on this important piece of legislation. I look forward to your questions.