There are two delays. The first delay is receiving your maternity leave benefits. I know that's across the board when you apply for EI. You are not allowed to apply for your maternity leave benefits until you stop working, the day you stop working. In my case, I filled out the forms when I was in labour. I stopped working that day. I worked the morning my child was born.
You can fill out the forms but then you receive your benefit a few weeks later. In my case, I had my child December 3, and I began receiving benefits at the beginning of January. There's a delay there in actually being approved.
The second delay is in receiving your child tax benefit, so that's a monthly per-child subsidy that we receive. It took over two months to receive that. Rather than being able to fill out the paperwork prior, knowing that we were going to have a child, we had to wait until she was actually born before we could fill out the paperwork, and then came the two-month waiting period before we received the child tax benefit.
A very low number of pregnancies are lost that late, so actually being able to fill out the forms within four to eight weeks before your due date would hopefully reduce that lag.