Thank you very much, Mr. Chair, and thank you to the witnesses.
My first question is for Mr. Preston. The NDP have wanted the government to bring forward a universal direct payment. That way people with disabilities, seniors and all sorts of people would not be left out. We're now trying to plug the holes and the gaps through CERB, the student program and so on.
The government decided not to, and we have CERB. Last week in the House of Commons we were able to get the government to support the unanimous motion to ensure that seniors and people with disabilities get benefits at this time to help get them through COVID-19.
I wonder, to that end, whether you have any specific recommendations as to what the government should do.