Thank you, Mr. Chair. I did have a few more comments and questions.
First of all, in the north we don't have reserves, but we have indigenous communities. The community I live in is 95% indigenous, but it's not a reserve. We have a lot of band councils. I think almost every community has a band council, and we have 33 communities. If there are first nations in the communities, there's a band council.
A number of programs have come forward that we're struggling to access, as indigenous governments are trying to put in applications.
First of all, in any of the programs that involve cost-sharing, there are limits to what they can do if they don't have the resources. Under the co-investment fund, we've seen no applications approved under the carve-out for the Northwest Territories. The shelter initiative also needs ongoing operating funds that, in other parts of the country, would come from Indigenous Services Canada.
There is a program that I think is called the ministerial loan guarantee. I want to ask the representative from Indigenous Services about this. This program was set up in 1966 and it was designed to help indigenous communities off reserve to access programs, to do initiatives in the area of housing, but we haven't been successful. We have not been able to get one project approved. Could you maybe tell me why that might be? Is there something in it that doesn't allow the Northwest Territories indigenous governments to be able to access that fund?