No, I think I'll just add to what Mr. Frey said. Some of the tools that telecommunications providers in Canada and elsewhere in the world have adopted have been to target those types of things. In fact, with the CRTC, they implemented the STIR/SHAKEN technology, which helps verify the identity of callers but doesn't verify the purpose of the call. However, as was mentioned, if that technology is not adopted in the jurisdiction where a call has originated, for example, it doesn't provide that function.
There are also other programs that carriers have brought in, like do-not-originate programs. For example, if a bank has 1-800 numbers that they do not use for outbound calls—they're just for people to call into customer service—they can register that with telecoms, so that if a call purports to be coming from that number, it is automatically blocked.
There are different things that companies are doing, but as noted, once you close one loophole, fraudsters go to other things. What we're seeing a lot is on social media platforms, digital platforms and those types of things.
