In the areas we talked about, the forbearance proposal certainly needs more work in terms of ongoing oversight afterwards. That's certainly a shortcoming, more to the CRTC side of things.
Because the proposal from the governing council is basically to amend that, it has the same shortcomings with it. It would be worthwhile to look at that and to see what the consequences of what we're doing are.
We don't know what the right answer is supposed to be to forbearers. We'd better have a way of monitoring this afterwards to make sure we're getting what we expect and so that we're able to intervene and know what's happening. It's worthwhile to look at that area. I don't think enough study has been done to see what the consequences are and what the possibilities afterwards are.
I'm less concerned about what the threshold is. I'm more concerned about what monitoring you're doing afterwards to make sure the objectives are followed.