Yes. One of the key barriers for a lot of small businesses—you hear it in the surveys, it was suggested by CFIB, and we have heard it in our own surveys—is that there are challenges for small businesses in understanding what the next level of technology is or how to take best advantage of it.
There are too many options out there for them. Larger companies have the resources to bring in people with the right skills. Smaller businesses don't necessarily have those resources; some do and some don't. But one of our recent studies suggested that the skills gap is one of the keys.