Thank you, Chair, and thank you, witnesses, for appearing.
Certainly, I think if all of us were to talk to our constituents and ask them if sending a deterring message to those who would be repeat offenders would have an impact on crime, most people would suggest that the answer would be yes. It's completely counterintuitive to think otherwise, for some of the reasons you mentioned. We've heard over and over that because of a lax system, people have been encouraged to stay in a life of crime. Obviously the inference is that if the system were a little tougher on those early offences, then perhaps they would have taken a different path. So thank you for your testimony in that regard.
Mr. Scheer sponsored the bill. He mentioned, and I think you also mentioned in your submission, the $600 million a year, and that would be just in insurance costs, right? There are all the other costs.
I mentioned to Mr. Scheer that the way I see it, it makes all of us who own cars and pay insurance victims of auto theft in a way, because we're all paying for the auto theft. I wonder if you can expand a bit on what, in your industry, this $600 million a year means to consumers, and perhaps on some of the other associated costs, which aren't included in that figure, when it comes to combatting auto theft.