I can't say definitively. I guess what I would be able to say, though, with any degree of accuracy, in answer to whether organized crime is involved in some of these activities, is definitely. We haven't gone out to study exactly to what extent.
I guess it comes back to what I mentioned earlier. White-collar crime today can be conducted a lot more quickly and with a lot more ease than in the past, and it's very lucrative. In just by those two elements combined, I would think we're going to see a larger migration of organized crime groups towards that type of activity.
Have we seen some organized crime groups involved in this type of activity? Yes, we have.