Thank you so much.
I only have one question. If it's all right with the chair and the committee, I'll be splitting my time with Mr. Casey.
We heard from the insurance industry at the last meeting. They proposed what in my mind is half-baked, because they haven't really come up with the details yet. They would prefer to self-regulate genetic discrimination. They promised to announce the details sometime soon, maybe, but I was wondering if you could comment and give us your thoughts on self-regulation by the insurance industry.