—or at least touch on them or promise to get you information.
It was interesting in listening to the previous testimony, I had the same thought with regard to stats about the effectiveness of stiffer penalties. It's certainly something of interest, but not anything that we have access to or any information on right now.
With regard to the question about insurance rates in Oregon and Denver, I tried to make a few calls, as the president-elect of IBAC. I spoke to the Insurance Bureau of Canada and asked some questions, and they didn't have a lot of information. It is an interesting thing to be looking at. When something is going to affect our numbers, we're all about it, and there doesn't seem to be a lot of panic over this particular issue, just as a consequential piece, but we can look into that. We have annual meetings where we get together with the group the Big “I” in the United States, and we can definitely look into that and provide some more information about insurance rates in Oregon and Denver with regard to recreational marijuana.
I'm a commercial broker. I'm not a personal lines broker, but I was in a previous life. With regard to the question of growing in the house, in the end it's not illegal to have a hydroponic operation for your grandma's heirloom tomatoes in your house. That is allowed. It's a material change in risk, so the insurance company is generally going to want to know that you have the proper venting and the proper equipment set up in order to make sure that it's not affecting the house long term, risk-wise. Generally speaking, that would likely be the answer in that case.