No. We do it systematically, and regularly. We are about to do a complete update and redo the evaluation conducted in 2014. In 2016, we only did an update.
We are currently in the planning phase to redo that risk assessment, and we intend to make this cyclical, that is to say to do it every two or three years, precisely in order to ensure that we identify the risks and respond. We don't stop there, but we redo assessments in order to see whether new fraud risks emerge so that we can deal with them proactively.